Vice President, Innovation Banking

Western Alliance Bank • San Francisco, CA

119d • $171,000 - $207,846

About The Position

As a Commercial Banker you'll be responsible for identifying a target market for new business and subsequently developing and establishing a book of new business from those relationships. Key responsibilities include negotiating, underwriting, and coordinating the closing of a variety of major and complex loans in compliance with the Bank’s lending policies and procedures; develops business checking and deposit relationships with customers. You'll also be responsible for assisting clients with deposit related products and services, as well as gathering and analyzing client information to recommend appropriate deposit product solutions. Compile and analyze market research data to develop recommendations regarding products and services focused on needs of target market. Engage in business development activities and solicitation of new business based on the target market. Collaborate closely with treasury partner to ensure seamless client experiences. Call and visit target customers to promote and sell Bank products and services to establish a new book of business. Develop and maintain customer data base including calls and results on all new business relationships. Make reports to superiors as required. Interview prospective applicants and requests specified information related to loan or credit application; correspond or re-interview applicants to resolve questions regarding application information. Perform basic pre-qualification assessment and analysis of financial condition and risk of financing requests within framework of Bank credit culture and current economic and industry trends. Gather all information necessary to present a financing request to senior management or Loan Committee for approval; meet with new/potential customers; visit sites of loans; negotiate loan terms and conditions; refer and recommend acceptance to the Chief Credit Officer or Loan Committee. Coordinate processing of approved loans; ensure loans are processed according to agreement, customer needs and conform to Bank lending policies; obtain sufficient information and/or documentation from customers; solve problems relative to processing and servicing of loans within the Relationship Manager’s portfolio. Maintain a superior knowledge of financial industry status and trends. Recommend to senior management those products and services experiencing less than satisfactory performance. Represent the Bank in various community, civic, and community reinvestment functions to further enhance the Bank’s image and develop additional business; assist the Bank in establishing and maintaining market position in the financing arena.

Requirements

• 7+ years of related experience.
• Bachelor's degree or equivalent experience required.
• Intermediate to advanced knowledge of general banking operations.
• Intermediate to advanced knowledge of regulatory and legal compliance.
• Advanced knowledge in all facets of relationship management.
• Advanced organizational and time management skills.
• Advanced speaking and writing communication skills.
• May require up to 50% travel.

Responsibilities

• Identify target market for new business and develop a book of new business.
• Negotiate, underwrite, and coordinate closing of major and complex loans.
• Develop business checking and deposit relationships with customers.
• Assist clients with deposit related products and services.
• Gather and analyze client information to recommend deposit product solutions.
• Compile and analyze market research data for product recommendations.
• Engage in business development activities and solicit new business.
• Collaborate with treasury partner for seamless client experiences.
• Promote and sell Bank products and services to target customers.
• Develop and maintain customer database including calls and results.
• Make reports to superiors as required.
• Interview prospective applicants and resolve questions regarding applications.
• Perform pre-qualification assessment and analysis of financing requests.
• Gather information for financing requests to present to senior management.
• Coordinate processing of approved loans and ensure compliance with policies.
• Maintain knowledge of financial industry status and trends.
• Recommend products and services to senior management.
• Represent the Bank in community functions to enhance image and develop business.

Benefits

• Competitive salaries.
• Ownership stake in the company.
• Medical and dental insurance.
• Time off.
• Great 401k matching program.
• Tuition assistance program.
• Employee volunteer program.
• Wellness program.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: Bachelor's degree
• Number of Employees: 251-500 employees