Vice President, Commercial Loan Officer

Torrington Savings Bank • Torrington, CT

2d

About The Position

As Torrington Savings Bank continues to advance its commercial lending and treasury services growth strategy — including an average commercial portfolio growth rate of more than 40% per year over the past four years — we are seeking an experienced Commercial Lender to help maintain this momentum and deepen our presence within our market.
The Commercial Lender is responsible for generating new commercial business and strengthening existing client relationships through meaningful engagement across the local business community. The role will manage and grow a portfolio of commercial loan relationships, partnering closely with Credit and Treasury to structure sound credit solutions, support profitable relationship expansion, and drive both loan and non-interest income growth.
The position also plays a key role internally by providing guidance and mentorship to Retail staff and Portfolio Managers to improve referral quality, enhance the client experience, and strengthen a collaborative sales culture across departments.
This role requires strong relationship-management skills, sound credit judgment, and an active presence in the local community, representing the Bank professionally at civic, business, and industry events. Reports to the SVP, Chief Commercial Lending Officer.

Requirements

• Minimum bachelor’s degree or equivalent in a Financial related field.
• Minimum of 3 years in the commercial lending industry with proven ability to originate and manage financial relationships.
• Demonstrated commitment to maintaining an active professional presence within the local area, engaging regularly with businesses, community groups, and civic organizations.
• Knowledge of State and Federal lending laws and regulations, Bank policies and procedures, and credit standards
• Excellent verbal and written communication skills.
• Ability to develop and maintain business relationships, influence people, and structure sound credit solutions.
• Ability to perform under stress when confronted with emergency, critical, or unusual situations.

Responsibilities

• Originate new commercial relationships and deepen existing ones through direct outreach, referral cultivation, and active participation in civic, philanthropic, and professional events that reinforce the Bank’s presence and commitment to local growth.
• Support the structuring and underwriting of new commercial loan requests and maintain strong asset quality through proactive portfolio management, including monitoring financial reporting, maturities, covenants, and risk ratings.
• Partner with the cash management and wealth teams to identify and execute cross-sell opportunities that strengthen client relationships and expand the bank’s footprint.
• Work closely with retail team and portfolio managers to strengthen referral activity, enhance client experience, and mentor team members on business development, relationship management, and basic lending concepts.

Benefits

• Torrington Savings Bank offers an excellent benefits package which includes medical, dental, and vision coverage.
• We also offer company paid life insurance, short term disability, long term disability, and a wellness reimbursement program up to $350 per year.
• Employees are eligible to participate in our 401k plan after 6 months of service which has an employer match up to 3%.
• Employees may also be eligible for an additional employer match to their 401K following one year of service.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level