VCF Portfolio & Transaction Management Associate

Rabobank • Atlanta, GA

10d • Hybrid

About The Position

Working for the Rabobank Group demands special competencies from the individual employee, who must have a natural tendency to collaborate with customers, members and colleagues. The added value manifests itself in permanent, mutual collaboration between all national and international business units, and entities, within the Rabobank Group. The permanent collaboration enables us to achieve shared professional results, where short-term and long-term customer interest is at the forefront. This requires employees to have a personality which is clearly "actively focused on other people", and for employees to make careful consideration between risks and results in the performance of work duties, with the objective to increase and maintain customer confidence in the entire value chain of product development, product distribution and customer advice. Employees within the Rabobank Group are aware of possible risks to the organization in performing their work duties and handle these risks with care. The Rabobank Group’s Code of Conduct forms the framework for how to do business within the entire Rabobank Group. As a member of the Portfolio and Transaction Management function within the VCF Team the candidate will be responsible for performing the transaction management duties for part of the Value Chain Finance (“VCF”) portfolio in North America, which include: i) coordinating the internal approval process (including drafting internal approval memo’s) and external documentation process (including doc review) for transaction renewals and amendments; ii) supporting a direct dialogue with clients, other lenders and rating agencies regarding deal performance, operational issues and upcoming amendments, including arranging and conducting business due diligence reviews; iii) performing periodic analysis on the portfolio, including review of monthly settlement reports and performing trend analysis; iv) identifying changes in the requirements for transactions, based on developments of client needs, regulatory environment and internal capital/liquidity models and reporting to manager; and v) based on the above, providing updates on and making improvement recommendations for transactions to senior team members. As an integral part the growing product team (VCFNA), the candidate will need to be both a good team player as well as be able “get things done”. There will be a learning curve for the candidate to get up to speed on the VCF product suite as well as Rabobank internal processes specific to the role, the candidate is expected to put in the necessary time to learn all aspects of the job with the assistance of resources at hand, including other team members. The candidate will (based on level of experience) have primary responsibility for the transaction management duties of part of the portfolio, the candidate will also be expected to work closely with other Transaction Managers, including provide back-up for each other for business travel etc., and be willing to pitch in as the needs of the business may require. It is a preference for the candidate to have working experience in wholesale banking, specifically in asset based lending, securitizations, receivable financings, or supplier finance and the associated legal documentation, preferably through a Transaction Management, Execution, Legal or Credit role. The candidate should have excellent communication skills in dealing with external and internal stakeholders and be well suited to work in a hybrid working environment consisting of working from home and in an open floor / dealing room setting in the office. VCF’s global mandate is to focus on receivable purchase/finance/discounting, inventory finance, portfolio finance, ABL, certain ABS and supplier finance. VCF provides an integrated offering of these products and continues to innovate its product offerings to meet the needs of the bank’s clients. The VCF business ambition is to increase scale and standardization of these product offerings where possible with a clear focus on growing the portfolio in North America and globally.

Requirements

• Bachelor’s Degree in Finance, Economics, or related field, 4+ years experience.
• Experience with securitization, receivables monetization, asset based lending and or supplier finance products.
• Relevant Transaction Management, Execution, Credit or Legal experience.
• Proactive with positive energy, excellent communication skills, drive, team player, understanding of financial analysis & risk.
• Strong technical skills (product knowledge, credit skills, MS office programs).
• Willingness to work flexible hours.
• Ability to travel regionally, up to 35% of the time.
• Legally authorized to work in the United States on a full-time basis.
• Rabobank is unable to sponsor or take over sponsorship of an employment visa for this position.

Nice To Haves

• It is a preference for the candidate to have working experience in wholesale banking, specifically in asset based lending, securitizations, receivable financings, or supplier finance and the associated legal documentation, preferably through a Transaction Management, Execution, Legal or Credit role.

Responsibilities

• Draft internal approval memos and coordinate with stakeholders 20%.
• Support client communication and assist with due diligence reviews 20%.
• Track and analyze portfolio metrics for internal and management reporting 20%.
• Coordinate with legal counsel, review documentation, and support amendment processes 20%.
• Ad hoc projects (IT improvements, regulatory impact analysis, etc.) 20%.

Benefits

• Rabobank welcomes employees and applicants from all backgrounds and is committed to fostering an inclusive environment that leverages the diverse strengths of our workforce.
• This enables us to exceed the expectations of our clients and customers while ensuring a healthy and safe environment for our staff.
• We believe your well-being extends far beyond just a paycheck and should encompass your health, happiness, and satisfaction.
• To meet these needs, Rabobank offers a flexible hybrid working model and continually evaluates and enhances our benefit offerings to ensure they are comprehensive, competitive, and provide you with the options and flexibility you need.
• Our employee benefits are focused on four main components: Physical Well-Being includes our commitment to your Health and Wellness. Medical, Dental and Vision plan coverages are effective on your date of hire. Rabo offers multiple plan options and a full network of providers to best meet your needs.
• Financial Well-Being provides for your Retirement + Savings + Security. We love seeing your retirement plan balance grow just as much as you do! That’s why you can start participating in the 401(k) plan on your date of hire. Plus we match 50% of the first 6% you contribute to your 401(k) plan for US Employees. Rabo also contributes an additional 3% of your eligible pay in Safe Harbor contribution and up to 3% in annual Discretionary Profit Sharing contributions.
• Emotional Well-Being ensures your Work + Life balance. We offer a generous paid time off program to full time employees: up to 20 days of vacation time, 5 days of additional time off plus 7 sick days and 11 US holidays annually (based on hire date during the calendar year).
• In addition, Growing a Better World Together requires wanting the best for our employees and their families and our communities. To do that, we offer both the time and financial support to give back to the community through our Dollars for Doers, Helping Hands and Gift Matching programs.
• Workforce Well-Being supports a hybrid working model that offers the flexibility to split your time between home and the office— typically 2 days remote and the remaining days onsite.—promoting both productivity and personal well-being.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level