USA Underwriting & Portfolio Management IC6

Santander

1d

About The Position

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference. If you are interested in exploring the possibilities We Want to Talk to You! The main function of the Sr. Specialist, Underwriting & Portfolio Management is to assist the Underwriter(s) in analyzing, processing and packaging commercial loans. Collects, packages, reviews and reconciles loan application documents including financial/credit exhibits under various underwriting programs. Orders and performs the preliminary review of all third party reports (appraisal, inspection and environmental) for compliance with guidelines. Analyzes, interprets and underwrites complex transactions in compliance with respective agency guidelines. Conducts detailed economic and demographic research to determine feasibility of transactions. Assists the underwriter in preparing and presenting comprehensive loan approval package to credit committee. Conducts inspections of physical assets.

Requirements

• Bachelor's Degree or equivalent work experience: Finance, Accounting, Management, Economics or equivalent field. - Required.
• 3+ Years Related experience and/or training. - Required.
• Excellent written and verbal communication skills.
• Strong analytical skills and proficient with financial statements.
• Ability to work in a fast paced environment with little supervision.
• Ability to work well with others and on teams.
• Demonstrated proficiency in Microsoft Office, including Word, Excel and PowerPoint.
• Demonstrates strong judgment and sound credit skills.
• Knowledge of Federal banking regulations.

Nice To Haves

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.
• Experience in Microsoft Office products.

Responsibilities

• Assist the Underwriter(s) in analyzing, processing and packaging commercial loans.
• Collect, package, review and reconcile loan application documents including financial/credit exhibits under various underwriting programs.
• Order and perform the preliminary review of all third party reports (appraisal, inspection and environmental) for compliance with guidelines.
• Analyze, interpret and underwrite complex transactions in compliance with respective agency guidelines.
• Conduct detailed economic and demographic research to determine feasibility of transactions.
• Assist the underwriter in preparing and presenting comprehensive loan approval package to credit committee.
• Conduct inspections of physical assets.

Benefits

• Your contribution matters and it’s recognized.
• You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver.
• We know rewards go beyond numbers.
• Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future.
• Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com)

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees