Universal Banker

About the position

The Universal Banker provides a proactive, consultative style of banking that builds customer relationships based on trust and the ability to identify financial needs and recommend solutions. You will be responsible for assisting with branch operations, delivering a unique and memorable client experience, achieving sales goals and handling service requests. You will perform additional duties as assigned and must be able to work in a team environment that requires the ability to multi-task, pay great attention to detail, and a passion for customer service.

Responsibilities

• Proactively greet customers by performing lobby management activities to connect with customers, assess reason for visiting the branch and assess customers accordingly.
• With a high level of accuracy, efficiency and professionalism, responsible for providing excellent customer service to clients by processing all branch related transactions.
• Responsible for keeping current and being knowledgeable of all Bank's products and services in order to communicate to new and existing clients.
• Maintains customer information on those expressing interest in future financial discussions and of pertinent customer information including notations about future events that may involve need of financial services/products.
• Proactively contacts customers to present pre-approved offers for financial products/services or to offer a general financial overview and schedules customer meeting to conduct a structured financial review to obtain understanding of their financial situation.
• Based on customer's needs, makes recommendations on services/products that would assist customer in meeting their needs.
• Create customer loyalty and grow customer through a differentiated customer experience.
• Educate customers on options for managing financial transactions by leveraging technology, tools and resources.
• Communicate clearly and accurately to customer of financial products/services including benefits, requirements and any associated fees or costs associated with product/service.
• Identify and refer when appropriate to a customer to another Bank associate or department to discuss certain financial products/services.
• Participates in daily operations of the Branch which may include transaction servicing on the platform or in the sales associate area.
• Comply with all department and company policies, procedures and overall security.
• Notifies appropriate Bank staff when a situation poses potential risk or when a customer demonstrates suspicious behavior.
• Work closely with other departments as necessary to troubleshoot and resolve customer situations.
• Contributes to the responsibility of meeting monthly branch and/or individual scorecard goals on a consistent basis by monitoring self-performance and following action plans.
• Determine when appropriate to make policy exceptions within established guidelines (e.g., fee waivers, funds availability) in order to maintain positive customer relations.
• May be responsible for branch opening/closing procedures.
• Contribute to the fulfillment of the Bank's objectives and goals by performing as a team member in allocating and coordinating the workflow.

Requirements

• High school diploma or equivalent required, Bachelor's degree a plus.
• Minimum of three (3) years of previous professional level of customer contact and service working experience or minimum of two (2) years of prior working experience in a Banking environment, preferably in a branch is required.
• Prior experience in handling and being accountable for money is required.
• Ability to successfully complete the Bank's in-house Training Program within a reasonable timeframe required.
• Ability to demonstrate in a professional manner, a sales-oriented and relationship building demeanor.
• Excellent verbal and written communications skills in Spanish or additional language a plus.
• Ability to perform basic math calculations is required.
• Demonstrates ability to interact confidently with clients is essential.
• Ability to be initiative in self-directed learning of Bank's products/services in order to expand and become well versed with the products/services offered.
• Excellent written and verbal communication skills.
• Proficiency in Microsoft Office Products (Word, Excel) required.
• Understanding and working knowledge of appropriate core banking system is beneficial.
• Being detail oriented, ability to multi-task and work independently and in a team environment is essential.
• Demonstrated professionalism is required.
• Ability to travel within branch region of up to 15%.