Universal Banker

ChoiceOne Bank•Fenton, MI

2h•Onsite

About The Position

ChoiceOne Bank is hiring Universal Bankers in Fenton, Michigan. This is a great opportunity to grow your career in banking while delivering exceptional customer service, assisting clients with their financial needs, and recommending products such as checking and savings accounts, consumer loans, and business banking solutions. As a community-focused bank with over 125 years of history and 56 locations across Michigan, we provide the stability of an established company with the support of a local team. At ChoiceOne Bank, you’ll enjoy career growth opportunities, professional development, and competitive benefits while making a difference in the communities we serve. If you’re looking for a banking career in Fenton, MI — we’d love to meet you! Universal Banker Non-Exempt – Grade Level 3 Equal Employment Opportunity Corporate Values & Mission “Provide superior service, quality advice and show our utmost respect to everyone we meet.” General Summary Provide exemplary customer service to our clients. Responsible for building relationships by recommending appropriate deposit, loan, and other banking products. When needed, will also process customer transactions to provide excellent customer service.

Requirements

High School Diploma or equivalent
Minimum of six (6) months cash handling experience preferred
One (1) year of customer service in banking, financial services or goal-drive retail sales preferred
Successful completion of ChoiceOne’s Retail Advancement Program (RAP)
Communication – Effective written and oral communication skills required, with the ability to interface with Internal and external stakeholders and community partners. Has group presentation skills.
Analytical – Synthesize complex and diverse information; collect and research data; use intuition and experience to complement data.
Technical Skills – Assess strengths and weaknesses; pursue training and development opportunities; strive to continuously build knowledge and skills; share expertise with others.
Quality – Demonstrates accuracy and thoroughness; monitors own work and the work of others to ensure quality.
Quantity – Meet productivity standards; complete work in a timely manner; strive to increase productivity; works quickly and accurately.
Dependability – Follows schedule consistently in a timely manner; limits absenteeism; ensures work responsibilities are covered when absent; arrives at meetings and appointments on time. Follows instructions; responds to management direction; takes responsibility for own actions; keeps commitments; completes tasks on time or notifies appropriate person with an alternate plan.
Flexibility – able to provide flexibility and adapt to changing schedules and/or work environments.
Initiative – Undertakes self-development activities; takes independent actions and calculated risks; looks for and takes advantage of opportunities; asks for and offers help when needed.

Nice To Haves

NMLS

Responsibilities

Provide excellent customer service and effectively resolve customer challenges.
Understand and educate customers on consumer deposit and lending products.
Drive sales with a disciplined sales process and use current banking technology to drive both sales and service.
Obtain referrals from customers, other bank colleagues and partners while educating and referring customers to other areas of the bank to deepen relationships and build a strong partnership.
Adhere to all operational, security, risk and regulatory policies and procedures.
Demonstrate good judgement in sales, customer service, relationship management, banking, investments, consumer lending, business banking, business lending, communication and presentation.
Process customer day-to-day transactions as needed.
Opens new personal and business accounts in accordance with bank policies and regulatory requirements.
Additional responsibilities as assigned.
Be familiar with and comply with the provisions of the Bank Secrecy Act and USA PATRIOT Act as they relate to the functions of this position. Complete all required reports related to those acts and reports any observed violations or potential violations of those acts to a supervisor or other appropriate bank officer.
Be familiar with and comply with all federal and state banking regulations as applicable.