Underwriting Officer, Wrap Ups & Loss Sensitive Construction
About The Position
We’re determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies. Working here means having every opportunity to achieve your goals – and to help others accomplish theirs, too. Join our team as we help shape the future. ABOUT US The Hartford underwrites human achievement. Our Construction underwriting organization supports complex construction projects through disciplined underwriting, strong governance, and close collaboration across the enterprise. ROLE OVERVIEW The Underwriting Officer is responsible for technical underwriting leadership, portfolio governance, and disciplined execution across Wrap-Up (OCIP/CCIP) and Loss Sensitive Construction programs. This role serves as the primary underwriting authority for these segments, providing oversight of complex structures, portfolio performance, and risk selection while engaging selectively with brokers and key clients to support opportunity shaping and stewardship.
Requirements
- 15+ years of underwriting experience with demonstrated leadership responsibility
- Deep expertise in Wrap-Up (OCIP/CCIP) and Loss Sensitive Construction programs
- Strong technical underwriting judgment and credibility
- Excellent communication skills with internal stakeholders, brokers, and clients
Responsibilities
- Wrap-Up Leadership - Serve as the senior underwriting authority for Wrap-Up (OCIP/CCIP) programs within Construction
- Provide technical leadership and guidance to Wrap-Up underwriting professionals
- Approve complex program structures, pricing, terms, and conditions
- Collaborate with claims, safety, and actuarial partners to ensure enterprise alignment and portfolio performance Loss Sensitive Governance
- Own Loss Sensitive underwriting authority across Construction
- Establish underwriting standards, program structures, and referral and escalation protocols
- Oversee deal review, portfolio quality, and large or complex risk transactions
- Balance profitable growth with underwriting discipline and risk governance External Engagement & Market Leadership
- Participate in stewardship meetings, key broker discussions, and select client engagements
- Support opportunity origination while reinforcing underwriting standards and portfolio quality
- Clearly articulate The Hartford’s construction risk philosophy to external partners Talent Development & Enterprise Leadership
- Mentor and develop underwriting talent to build bench strength and technical depth
- Act as underwriting proxy for the Chief Underwriting Officer as needed
- Provide portfolio insights, trend analysis, and risk perspective to senior leadership
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
