Underwriting Manager

RIGHT START MORTGAGE INC • San Antonio, TX

5d

About The Position

We are seeking an experienced and strategic Underwriting Manager to lead our mortgage underwriting team at Right Start Mortgage. The successful candidate will play a key role in overseeing and optimizing the underwriting process, ensuring accuracy, compliance, and a seamless workflow from application to approval.

Requirements

• Bachelor's degree in Business, Finance, or a related field (MBA is a plus).
• Proven experience in mortgage underwriting management.
• Strong leadership and team management skills.
• In-depth knowledge of mortgage products, regulations, and industry best practices.
• Excellent organizational and problem-solving abilities.
• Effective communication and interpersonal skills.

Responsibilities

• Lead and inspire a team of underwriters, providing guidance, training, and support to ensure high performance and collaboration.
• Foster a positive and inclusive team culture that aligns with company values.
• Manage and supervise daily mortgage underwriting operations, ensuring adherence to company policies, regulatory requirements, and industry best practices.
• Identify opportunities for process improvement and implement streamlined procedures.
• Implement and oversee quality control measures to ensure accuracy and consistency in underwriting decisions.
• Conduct regular audits to identify areas for improvement and implement corrective actions.
• Evaluate and mitigate potential risks associated with mortgage loan applications.
• Provide guidance on complex or exceptional cases, ensuring consistent and well-documented underwriting decisions.
• Serve as a key point of contact for internal stakeholders, including loan officers, processors, and senior management, to address inquiries and provide guidance.
• Collaborate with other departments to optimize cross-functional processes.
• Provide training and ongoing development opportunities for underwriting team members.
• Ensure team members stay informed about changes in industry regulations and company policies.
• Analyze operational performance metrics, underwriting trends, and key performance indicators to identify areas for improvement.
• Generate regular reports for senior management to inform decision-making.

What This Job Offers

• Job Type: Full-time
• Career Level: Manager
• Number of Employees: 11-50 employees