We are seeking a self-assured, autonomous professional with outstanding consulting and negotiation skills to lead our underwriting team. In this role, you will blend detailed analysis with strategic understanding to make sound, case-by-case decisions that drive business objectives and deliver client-focused solutions. You will lead a group of underwriters and pre-sale coordinators. You will set underwriting guidelines and work with sales, product, actuarial, and operations to improve risk strategies. Your expertise in life and disability underwriting, risk assessment, and market trends will position you to shape innovative solutions and ensure compliance with regulatory standards. This is an opportunity to influence underwriting strategy, enhance processes, and champion growth initiatives in a dynamic, evolving market. You are A confident, independent professional with exceptional consulting and negotiation skills. You consistently demonstrate sound judgment and can clearly articulate your decisions on a case-by-case basis, balancing analytical rigor with strategic insight to support business objectives.