Underwriting Consultant

Utica First Insurance Company•Oriskany, NY

3d•$120,000 - $145,000•Onsite

About The Position

Utica First Insurance Company has been serving the insurance needs of families and businesses for over 100 years. We have a dedicated “team” of employees and offer continuing opportunity for personal career growth. Utica First Insurance Company is currently seeking an Underwriting Consultant for our Oriskany, NY location. Reports To: Vice Preside of Underwriting Schedule: Monday-Friday, 8:00am to 4:00pm (OT as necessary)

Requirements

5–10+ years of Commercial Lines underwriting experience.
Strong knowledge of property & casualty insurance principles, rating, and coverage forms.
Excellent analytical, judgment, and decision-making skills.
Strong written and verbal communication, including ability to teach and influence.

Nice To Haves

Professional designations (CPCU, AU, ARM, or equivalent) are preferred

Responsibilities

Provide expert-level file consultation, including coverage interpretation and rating guidance.
Primary technical authority on risks.
Identify and recommend solutions for underwriting exceptions, borderline risks, or referrals.
Assist in evaluating new products, endorsements, and coverage forms.
Develop, update, and maintain underwriting guidelines, appetite guides, and line-of-business playbooks.
Partner with leadership to ensure underwriting practices align with reinsurance treaties, regulatory requirements, and company risk appetite.
Conduct periodic guideline reviews to address market shifts, loss trends, and operational needs.
Primary resource for training and development of Underwriting staff.
Contribute to quality assurance efforts by identifying error trends, improving file quality and underwriting discipline, and recommending workflow enhancements.
Collaborate with Claims, Actuarial, and Product teams to address emerging risks, and support audits, regulatory matters, and broker communications with technical expertise.
Support underwriting leadership on projects.
Analyze data trends to help shape underwriting strategy and profitability actions.
Perform other duties as requested.