Underwriter

Ken Garff Automotive Group • West Valley City, UT

5d

About The Position

Underwriter Redefining Auto Lending At Arivo, we’re a tech driven company transforming the auto finance experience for dealerships and customers. As a rapidly growing team, we’re passionate about innovation, transparency, and building a great culture.Whether you are earlier in your career or bring prior underwriting or financial services experience, we are looking for individuals who are motivated, curious, and ready to grow. Underwriters are a vital part of our organization and play a direct role in shaping our business. In this role, you will do more than review applications. You will influence decision making processes by partnering closely with data and risk teams, and help drive meaningful improvements in how we evaluate and approve customers. You will have a voice in how we evolve our processes and approach lending. Your insights and feedback matter here. What makes Arivo a great place to work? We invest in our people. This role offers hands on exposure to real time credit decisioning and thorough training in our processes. From day one, you will have a clear path for growth, hands on support to build your skills, and real opportunities to advance based on your performance. You will be part of a collaborative, high energy environment where your work has an impact, your voice is heard and your development truly matters. Arivo is transforming the auto lending industry by investing in our brilliant team and creating a culture that promotes growth and innovation. We want you to grow with us. FAST GROWING COMPANY Arivo is growing at an amazing rate. It’s important that our employees have room for growth as well. When you work at Arivo, you will have opportunities to tap into your own potential and advance in your career. GREAT COLLEAGUES At Arivo, we welcome people who thrive on challenge, find fulfillment in their work, and work collaboratively across the board. We also strive to provide a diverse, transparent, and trusting environment where each individual’s contributions are valued. If you are having any issues with applying please reach out to our recruiting team at [email protected]. Thank you for your patience!

Requirements

• Strong attention to detail and ability to make sound, consistent decisions
• Ability to manage a high volume of work in a fast paced environment
• Clear and professional communication skills
• A team oriented mindset with a willingness to learn and grow
• Curiosity, accountability, and a strong cultural fit with a collaborative team
• Experience in underwriting, credit analysis, banking, financial services, or a related field is helpful but not required

Nice To Haves

• Familiarity with credit reports such as TransUnion and Experian is a plus

Responsibilities

• Review and decision credit applications with speed and accuracy
• Analyze income documentation and verify applicant information
• Ensure decisions align with federal lending regulations such as ECOA, FCRA, and TILA Reg. Z, along with company guidelines
• Manage your pipeline of applications from review through final decision
• Communicate with internal teams and handle calls related to your applications
• Document clear and thorough notes to support each decision
• Meet performance goals for quality, productivity, and turnaround time
• Balance speed with thoughtful decision making, applying judgment rather than simply following a checklist
• Participate in ongoing training and development to strengthen your underwriting skills

Benefits

• Medical, dental, and vision coverage to support your health
• HSA and FSA options with employer contributions to give you flexibility and control
• 401(k) and financial wellness programs to help you plan for the future
• Mental health support including virtual therapy sessions
• Employee vehicle purchase program
• A supportive and flexible environment that values work life balance
• Clear opportunities for career growth and advancement based on performance, not tenure

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: No Education Listed