Underwriter

BrightStar Credit Union•Cooper City, FL

About The Position

The Underwriter plays a crucial role in our Consumer Lending Department by assessing the creditworthiness of loan applicants and deciding whether to approve or deny a variety of loans under the loan authority. Their work is instrumental in maintaining BrightStar's risk tolerance. Operating within the established strategy and delegated authority, this position is key to generating a profitable portfolio. In addition, the Underwriter contributes to our business growth through cross-selling, offering an exciting opportunity to make a significant impact.

Requirements

Three to five years of similar or related experience.
Knowledge of underwriting to include, but not limited to, vehicles, personal loans, recreational vehicles, credit cards, and small business lending.
Knowledge of MeridianLink Systems preferred.
(1) A two-year college degree, or (2) completion of a specialized certification or licensing, or (3) completion of specialized training courses conducted by vendors, or (4) job-specific skills acquired through an apprenticeship program.
Work involves much personal contact with others inside and/or outside the organization for the purpose of first-level conflict resolution, building relationships, and soliciting cooperation.
Discussions involve greater confidentiality and discretion, requiring diplomacy and tact in communication.
Every employee must uphold the credit union's compliance with the Bank Secrecy Act and anti-money laundering policies and procedures.
Specific functions within B.S.C.U. will consider awareness of unusual or suspicious activity relevant to the department.
In addition to any other assigned training courses, online B.S.A. and O.F.A.C. courses must be completed at least annually, as made available by the Training and Compliance Department.
Maintains comprehensive knowledge of the Bank Secrecy Act, Customer Identification Program, U.S.A. Patriot Act, O.F.A.C., Fair Lending, and Credit Card Act.