About the position
Within authorized authority, HFCU policy, state and federal law, this position provides expertise in underwriting, structuring, documenting, approving or denying member loan requests for all non-real estate loans including credit cards, personal loans, boat, RV, auto and indirect loans.
Responsibilities
- Underwrite loan applications by reviewing member information, analyzing credit bureaus, verifying collateral value, and determining the overall ability for the member to repay.
- Review and decision indirect loan applications with professional and courteous dealer interaction.
- Provide timely cross-sale information, counter offers, credit line reviews/closures to internal team.
- Ongoing education and training.
Requirements
- High school diploma or general education degree.
- Two Years related experience and/or relevant training.
- Working knowledge of state and federal Lending regulations.
- Computer skills: knowledge of Microsoft Office Suite.
- Reasoning ability to structure loan offers, understand regulations, policies and procedures.
- Member service and communication skills.
- Negotiation skills.
- Analytics and creative reasoning.
Benefits
- Competitive Base Salary (pay will be based on several variables that include, but not limited to geographic location, work experience, etc.)
- Paid Overtime
- Regional Bonus (when applicable)
- Industry-leading Benefit Plans (Medical, Dental, Vision, Rx)
- Paid time off, including vacation, holidays, shutdown
- Company Paid Short-Term and Long-Term Disability
- 401K Plan with company match + additional contribution
- Relocation assistance (if eligible)
- Tuition Assistance & Student Loan Repayment
- Lifestyle Account
- Childcare Reimbursement Account
- Elder Care Support
- Wellbeing Program
- Community Service and Engagement Programs
- Product Programs
- Free Drinks Onsite
