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The Underwriter plays a critical role in assessing and mitigating risk in mortgage lending decisions. This position is responsible for analyzing loan applications, borrower financials, creditworthiness (applying the 5 Cs of credit), and property valuation to ensure that all loans comply with investor, regulatory, and company guidelines. The ideal candidate will possess strong analytical abilities, a comprehensive understanding of mortgage underwriting principles, and the capability to make informed credit decisions while balancing risk with loan quality. The Underwriter will be expected to approach each loan with a problem-solving mindset, prioritize both team and borrowers needs over individual goals, and take ownership in driving results through diligent risk assessment and resourceful decision making.