First Horizon Corp.-posted 23 days ago
Full-time • Mid Level
Onsite • Miami Lakes, FL
5,001-10,000 employees
Credit Intermediation and Related Activities

At First Horizon Bank Operations, we are on a mission to deliver a seamless customer experience. We are passionate about doing things right and doing the right things. We collaborate with each other and with our internal business partners to delight our customers. We believe in creating an environment where everyone's ideas are valued so that the team operates at its best. Our team members serve with humility and a deep commitment to their responsibility to be the best at serving their customers one opportunity at a time. Underwriter Specialist provides cursory analytical support for Consumer/Portfolio Mortgage underwriting groups including spreading and preliminary analysis of existing customers and prospects.

  • Ensures the consumer loan application information provided is accurate and complete
  • Performs credit analysis and makes credit decisions within authority limits
  • Ensures accuracy of any preliminary analysis presented
  • Reviews and analyzes applicable ratios (i.e., DTI, PTI, & LTV)
  • Reviews proof of income and financial statement documentation when required by policy
  • Provides financial statement spreading on loan request when necessary
  • Contacts bankers to gather information to make appropriate decisions and explains loan decision
  • Performs other duties as assigned
  • Bachelor (4-year college) degree and 5+ years of experience or equivalent combination of education and experience
  • Microsoft Office suite
  • Medical with wellness incentives, dental, and vision
  • HSA with company match
  • Maternity and parental leave
  • Tuition reimbursement
  • Mentor program
  • 401(k) with 6% match
  • More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits
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