Underwriter - Personal Lines (Concierge Team)

Nationwide

267d • $48,200 - $72,200

About The Position

If you're passionate about helping people protect what matters most to them, as well as innovating and simplifying processes and operations to provide the best customer value, then Nationwide's Property and Casualty team could be the place for you! At Nationwide®, “on your side” goes beyond just words. Our customers are at the center of everything we do and we're looking for associates who are passionate about delivering extraordinary care. Work Environment: The location of this position is flexible and open to virtual and/or remote based applicants. What you can Expect: The Personal Lines Underwriting team is rolling out a concierge team, which will act as premier underwriting groups in Personal Lines. Associates will operate in a queue basis, where agency quotes will get divided up. A set group of underwriters will support certain agencies. We have four openings available.

Requirements

• Bachelor's degree preferred.
• One year of underwriting or equivalent experience preferred.
• Pursuit of technical insurance coursework such as CPCU preferred.
• Standard business policies, practices and procedures knowledge.
• General understanding of basic analytical and financial techniques.
• Strong critical thinking and decision-making skills.
• Strong verbal and written communication skills necessary to interact with all levels of internal and external contacts.

Nice To Haves

• Underwriting and/or processing experience is highly preferred.
• P&C underwriting experience is a plus.
• Ability to be flexible and adaptable to changing situations.

Responsibilities

• Obtains agency, district, and market information from published sources, company databases, and partnerships with sales, claims, agency and portfolio to perform underwriting analysis and identify business trends and opportunities for profitable growth.
• Reviews individual risks for acceptability and handles those within authority based on company underwriting guidelines and standards.
• Uses critical thinking and understanding of the market and underwriting best practices to assess the total risk proposition and alternatives for acceptability.
• Completes assigned underwriting transactions and tasks within established time and service standards.
• Makes decisions to accept, modify or decline personal lines business based on underwriting analysis, best practices and judgment.
• Determines the proper classification of risks to ensure the matching of price and product to the customer.
• Plans completion of assignments to meet agreed upon timelines and service level agreements.
• Consults with agents and collaborates with internal partners regarding underwriting decisions.
• Communicates underwriting decisions to agencies and internal departments.
• Strengthens agency relationships through regular contact on underwriting matters, promoting profit and new business growth, renewal retention and service capabilities.
• Participates in training classes, department and company meetings.

Benefits

• Medical/dental/vision insurance.
• Life insurance.
• Short and long term disability coverage.
• Paid time off with newly hired associates receiving a minimum of 18 days paid time off each full calendar year pro-rated quarterly based on hire date.
• Nine paid holidays.
• 8 hours of Lifetime paid time off.
• 8 hours of Unity Day paid time off.
• 401(k) with company match.
• Company-paid pension plan.
• Business casual attire.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Insurance Carriers and Related Activities
• Education Level: Bachelor's degree