Underwriter Inline Auditor (Pulte Mortgage)

PulteGroup • Englewood, CO

434d • $72,925 - $72,925

About The Position

The Underwriter Inline Auditor at Pulte Mortgage is responsible for conducting quality control audits on underwritten loans to ensure compliance with various guidelines. This role involves assessing the soundness of underwriting decisions, documenting findings, and providing training and coaching to underwriters. The position requires a thorough understanding of both conventional and government underwriting guidelines, as well as the ability to validate loan documentation and ensure adherence to federal requirements.

Requirements

• Minimum High School diploma or equivalent.
• Minimum of 3 years previous related experience, with a thorough understanding of conventional and government underwriting guidelines.
• Prefer 3 years at an underwriting level.
• Knowledge of mortgage underwriting for government and conventional loan products, including appraisal requirements.
• Knowledge of underwriting with automated underwriting systems and manual underwriting guidelines.

Responsibilities

• Conduct monitoring of loans underwritten to determine compliance with company, investor, agency underwriting guidelines and federal requirements per the Quality Control Plan guidance.
• Document findings and trends for reporting purposes.
• Communicate coaching and training opportunities discovered to Underwriters and Underwriting Managers.
• Research guidelines to determine applicability to audit findings.
• Review documentation in loan files to validate quality for asset, income, and gift documentation.
• Review AUS findings in comparison to loan conditions or in-file documentation to ensure compliance with program guidelines.
• Determine, establish, and review documentation for re-verification of income, employment, asset, and occupancy.
• Train outsourced personnel to complete these job responsibilities.
• Special projects as assigned.
• Meet weekly production requirements as assigned.

Benefits

• Development and growth opportunities
• Meaningful work
• Rewarding career
• Volunteer days
• Charitable contributions
• Employee match programs

What This Job Offers

• Job Type: Full-time
• Industry: Construction of Buildings
• Education Level: High school or GED