Underwriter III

Movement Mortgage

5d • $86,000 - $116,800

About The Position

Join the company defining what it means to be an Impact Lender! Mortgages are what we do, but that doesn't define who we are. In 2008, Movement disrupted the industry with the innovative 6-7-1 mortgage process. In 2023, we pioneered again, helping launch Impact Lending – a new category of lending. Any mortgage lender that commits at least 10% of its profits to helping the neighborhoods it serves is an Impact Lender. At Movement, we are Impact Lenders. We give 40%-50% of our profits to making an impact in our communities. For us, purpose and people have always come before profit. We’re growing and looking for a Senior Mortgage Underwriter III. Position Overview We don’t need to tell you what an Underwriter is, but we do want to tell you why underwriting at Movement is better. We have redefined the mortgage industry, and one of the ways that makes us unique is that our process begins with the Underwriter. We have removed obstacles like appraisal and title so you can just focus on making the best decision for our customers and bring families home faster. A Movement Underwriter acts as our gatekeeper with upfront underwriting. We truly value your knowledge, so we empower you to make critical judgments. All of this in a stable, high-growth environment filled with opportunity and strong values. Here’s what you can expect: Leads the way with an upfront review and makes the initial credit decision based on company checklists and guidelines Reviews everything and issues the final approval after all items are gathered by the Loan Processor and keeps the Loan Origination System up to date Methodical and analytical personality with the ability to underwrite agency loans using our unique, upfront method Expertise in reviewing self-employed loan applicants for income analysis for all agency loan types. Delivers great customer service throughout the loan process Works with the post-closing team on any stipulations for closed files to push them over the finish line We’re fast-paced, expect a lot but give so much too, and your leadership is with you every step of the way. We know great underwriters have plenty of options but being a part of the Movement Mortgage team is unparalleled.

Requirements

• Associates Degree in Business Management or related field
• Front end, retail purchase mortgage experience required
• 3+ years of front-end underwriting experience required

Nice To Haves

• Direct Endorsement (DE) and/or Staff Appraisal Reviewer (SAR) certifications strongly preferred
• USDA and/or Bond loan experience preferred

Responsibilities

• Leads the way with an upfront review and makes the initial credit decision based on company checklists and guidelines
• Reviews everything and issues the final approval after all items are gathered by the Loan Processor and keeps the Loan Origination System up to date
• Methodical and analytical personality with the ability to underwrite agency loans using our unique, upfront method
• Expertise in reviewing self-employed loan applicants for income analysis for all agency loan types.
• Delivers great customer service throughout the loan process
• Works with the post-closing team on any stipulations for closed files to push them over the finish line

Benefits

• Medical, Dental, Vision, Life, Disability, Critical Care, Hospitalization, HSA, FSA, DCFSA and QTE
• Retirement plan: 401(k) and Roth
• Paid Time Off: 16 days front loaded. Prorated based on the start date month
• 11.5 paid holidays per year
• Employee assistance program
• Excellent career growth opportunity
• Fun, team-focused working environment
• Employee driven community outreach program
• Relocation packages available

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree
• Number of Employees: 1,001-5,000 employees