Underwriter, Group Benefits

Pacific Life

1d • $31 - $37 • Remote

About The Position

Providing for loved ones, planning rewarding retirements, saving enough for whatever lies ahead – our policyholders count on us to be there when it matters most. It’s a big ask, but it’s one that we have the power to deliver when we work together. We collaborate and innovate – pushing one another to transform not just Pacific Life, but the entire industry for the better. Why? Because it’s the right thing to do. Pacific Life is more than a job, it’s a career with purpose. It’s a career where you have the support, balance, and resources to make a positive impact on the future – including your own. We’re actively seeking a talented Group Underwriter to join our Workforce Benefits team. This role is 100% remote. As a Group Underwriter, you will report to the AVP of Underwriting and work closely with the products and actuarial teams. You will play an important role in the start-up and long-term success of this business by helping to define the structure and operating model of the underwriting organization. How you'll help move us forward: Evaluate and select risk to ensure the profitable acquisition of new business and the continued profitable retention of in-force business. Strong ability to partner with our Distribution sales team, brokers and all internal partners. Consult with our distribution partners to provide the products and plan options that meets the needs of our clients. Adhere to underwriting procedures and guidelines, while developing strong sales Rep and producer relationships. Exhibit strong product knowledge, especially in Disability (as well as dental, vision, life, and supplemental health). Strong understanding of the sales, implementation and enrollment process and market trends. Conduct high quality risk assessments across all case sizes to ensure business guidelines, target profit and metrics are met. Possess the technical expertise to Identify and analyze risk trends and provide recommendations to address. Collaboration with product development, actuarial/pricing and sales distribution. Assist with training, technical development and mentoring. Understand the business drivers and foster a digital-first philosophy.

Requirements

• Bachelor’s degree and 1-3+ years in the group benefits underwriting field
• Comfortable learning and adopting new technologies
• Demonstrates consistent proficiency at the Underwriter level
• Strong problem solving and critical thinking/analytical reasoning skills
• Strong communication skills, both verbal and written
• Strong organizational skills and ability to handle multiple priorities
• Ability to work cross functionally; putting the customer first
• Experience underwriting our core products: group life, dental, vision, and supplemental health products such as critical illness, hospital indemnity and accident are strongly preferred.

Nice To Haves

• Experience working in a high volume, fast paced production environment
• Dental, vision, life supplemental health and disability product experience strongly preferred

Responsibilities

• Evaluate and select risk to ensure the profitable acquisition of new business and the continued profitable retention of in-force business.
• Strong ability to partner with our Distribution sales team, brokers and all internal partners.
• Consult with our distribution partners to provide the products and plan options that meets the needs of our clients.
• Adhere to underwriting procedures and guidelines, while developing strong sales Rep and producer relationships.
• Exhibit strong product knowledge, especially in Disability (as well as dental, vision, life, and supplemental health).
• Strong understanding of the sales, implementation and enrollment process and market trends.
• Conduct high quality risk assessments across all case sizes to ensure business guidelines, target profit and metrics are met.
• Possess the technical expertise to Identify and analyze risk trends and provide recommendations to address.
• Collaboration with product development, actuarial/pricing and sales distribution.
• Assist with training, technical development and mentoring.
• Understand the business drivers and foster a digital-first philosophy.

Benefits

• Prioritization of your health and well-being including Medical, Dental, Vision, and Wellbeing Reimbursement Account that can be used on yourself or your eligible dependents
• Generous paid time off options including: Paid Time Off, Holiday Schedules, and Financial Planning Time Off
• Paid Parental Leave as well as an Adoption Assistance Program
• Competitive 401k savings plan with company match and an additional contribution regardless of participation

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level