Underwriter, E&S Property

Ryan Specialty Group • Birmingham, AL

82d • $68,000 - $85,000

About The Position

Join Our Team of Forward-Thinking Underwriters! Are you a recent RMI graduate or an industry professional ready to take the next step in your underwriting career? Velocity is looking for driven, collaborative individuals to underwrite E&S Specialty Property Insurance: covering high-impact perils like hurricanes, earthquakes, tornadoes, and fires across the U.S. Velocity, recently acquired by Ryan Specialty, is a cutting-edge managing general underwriter (MGU) specializing in E&S insurance for the U.S. specialty commercial property market. Innovation is at the core of everything we do. We rapidly connect risk with capital, tackling market challenges with agility and purpose. Our mission is to expand access to global capital for property and business owners, especially in underserved areas. By partnering with brokers, agents, and top-tier capital providers, we combine deep industry expertise with advanced data analytics and technology to deliver exceptional underwriting and claims services. At Velocity, we're not just keeping up with the future of insurance - we're leading it.

Requirements

• Bachelor's or Master's degree in Risk Management, Business, Actuarial Science, or a related field.
• Trainee/Associate Level: Internship or academic exposure to insurance or risk management.
• Mid-Level: 2-5 years of underwriting experience in property and casualty.
• Senior Level: 5+ years of experience with a strong track record in E&S underwriting and portfolio management.
• Must meet state requirements for P&C and/or surplus lines licenses (or be willing to obtain).
• CPCU or other industry certifications are a plus, especially for senior roles.

Responsibilities

• Evaluate new and renewal property and casualty submissions. Analyze policy forms, endorsements, and supporting documentation in line with company guidelines.
• Determine risk acceptability, pricing, and coverage terms based on factors such as location, usage, safety features, and exposure.
• Manage assigned accounts to ensure profitability and compliance. Contribute to business planning and forecasting.
• Build and maintain strong relationships with brokers and clients. Collaborate across teams to ensure timely and accurate service delivery.
• Ensure underwriting practices align with regulatory requirements and internal standards. Maintain accurate records and documentation.
• Stay informed on industry trends, emerging risks, and market dynamics. Participate in training, seminars, and marketing activities.

Benefits

• A supportive, inclusive environment with mentorship and career development opportunities.
• Exposure to complex and impactful risks across the U.S.
• Paid time off for company holidays, vacation, sick and personal days.
• Paid parental leave.
• Mental health services.
• Full-time roles are eligible for bonuses and benefits.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Insurance Carriers and Related Activities
• Education Level: Bachelor's degree
• Number of Employees: 1,001-5,000 employees