Underwriter - Credit Card
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About The Position
Wells Fargo is seeking an Underwriter in the Unsecured Lending Operations as part of Credit Services. In this role, you will be responsible for reviewing, analyzing, approving, and underwriting routine individual consumer requests and products with few deviations and within company and industry guidelines. You will make calls and/or receive calls from either existing card customers about a line increase or from new customers requesting a Wells Fargo credit card. Your responsibilities will include reviewing credit applications, credit bureau information, collateral valuation, tax returns, financial statements, or other supporting documentation to recommend or approve requests within deaccessioning authority levels by way of automated scoring system or traditional underwriting. You will assist with the calculations and preparation of reports for review, respond to customer inquiries and credit decisions, and ensure credit files are current, complete, and compliant with company standards. Additionally, you will contact customers and partners to gather information to make appropriate decisions, explain the rationale behind credit decisions, present recommendations for resolving situations, and exercise some independent judgment while developing an understanding of the Underwriting role. You will also provide information to the team, managers, and customers related to inquiries, assist with resolution to executive office complaints, and handle re-evaluations/appeals, second level reviews, first party fraud prevention, and tax review analysis.
