Underwriter-Consumer

Ally Financial

264d • Remote

About The Position

For over 100 years we've helped dealers serve their customers by providing the best-in-class products and services they need - and by remaining true to the automotive passion we share. Take the wheel on your career and join a team that is dedicated to providing world class support to our customers as they look to purchase and lease vehicles. We are problem solvers, we value diverse thinking, we support one another, and we challenge ourselves to think bigger in the journey to deliver customer-obsessed auto finance products and solutions. A Consumer Underwriter - Auto Finance evaluates, negotiates, and decisions consumer offerings within Ally's underwriting policies to further grow application and contract volume. They build and maintain a portfolio of dealers and provide best-in-class relationship management for their assigned territories as a crucial part of the Ally Auto framework.

Requirements

• 1+ years in auto finance consumer underwriting (prime, sub-prime, and/or non-prime) required
• Bachelor's degree preferred
• Excellent sales, negotiation, problem solving, and analytical skills
• Self-starter with a high level of productivity and sense of ownership, with the ability to learn quickly and apply knowledge to new situations
• Familiarity with the Auto Finance industry, consumer credit, and trend analysis/analytics with the ability to work independently and drive your business results

Responsibilities

• Increase dealer portfolio revenue by practicing sound underwriting judgment and upholding Ally's risk management principles
• Leverage high-touch and high-tech capabilities to negotiate contracts
• Demonstrate market awareness, strong listening, and adaptability as you build and cultivate strong relationships with dealers
• Requires flexibility in work schedule; evening hours, limited travel, and weekends required

Benefits

• 11 paid holidays
• 20 paid time off days
• 8 hours of volunteer time off, yearly
• 401K retirement savings plan with matching and company contributions
• Student loan pay downs and 529 educational save up assistance programs
• Tuition reimbursement
• Employee stock purchase plan
• Flexible health and insurance options including medical, dental and vision
• Short- and long-term disability
• Pre-tax Health Savings Account with employer contributions
• Healthcare FSA
• Critical illness, accident & hospital indemnity insurance
• Adoption, surrogacy and fertility assistance
• Paid parental and caregiver leave
• Dependent Day Care FSA
• Mentally Fit Employee Assistance Program
• Subsidized and discounted Weight Watchers® program

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree