Underwriter - Commercial Services Group (CSG) - Remote in Pacific Coast Region

Ally Financial

257d • Remote

About The Position

The Underwriter in the Commercial Services Group (CSG) is responsible for evaluating and decisioning commercial offerings within Ally underwriting policies. This role requires building and maintaining a high level of customer service for the assigned territory, which includes managing a portfolio of dealers and demonstrating the potential to further grow the business. The candidate must reside in and work remotely in one of the specified states: CA, WA, OR, HI, AK, AZ, ID. Flexibility in work schedule is required, with evening hours and weekends potentially necessary.

Requirements

• 1+ years in auto finance consumer or commercial underwriting (prime, sub-prime, and/or non-prime) is required.
• Bachelor's degree in business related subject area preferred.
• Ability to perform technical based activities.
• Knowledge of and exposure to fundamental theories, principles and concepts.
• Demonstrating technical expertise and relationships to supply to strategy and drive business results.
• Familiar with the Auto Finance industry, consumer credit, trend analysis/analytics.
• Excellent sales, negotiation, problem solving, and analytical skills.
• Must be an independent worker with strong time management skills.

Responsibilities

• Evaluate and decision commercial offerings within Ally underwriting policies.
• Build and maintain a high level of customer service for assigned territory.
• Manage a portfolio of dealers and demonstrate potential for business growth.
• Improve portfolio revenue by practicing sound underwriting judgment and risk management principles.
• Ensure compliance with underwriting policies and elevate risk issues.
• Stay abreast of constant changes in policy and procedures.
• Limited travel may be required.

Benefits

• 11 paid holidays
• 20 paid time off days
• 8 hours of volunteer time off yearly
• 401K retirement savings plan with matching and company contributions
• Student loan pay downs and 529 educational save up assistance programs
• Tuition reimbursement
• Employee stock purchase plan
• Flexible health and insurance options including medical, dental and vision
• Employee, spouse and child life insurance
• Short- and long-term disability
• Pre-tax Health Savings Account with employer contributions
• Healthcare FSA
• Critical illness, accident & hospital indemnity insurance
• Total well-being program
• Adoption, surrogacy and fertility assistance
• Paid parental and caregiver leave
• Dependent Day Care FSA
• Childcare discounts
• Mentally Fit Employee Assistance Program
• Subsidized and discounted Weight Watchers® program
• Other compensations including travel allowances, relocation assistance, signing bonus and/or equity.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree