Underwriter - Automobile Dealerships

Ryan Specialty

15d • $103,565 - $125,000

About The Position

The Underwriter will be responsible for evaluating, pricing, and underwriting a wide range of dealership-related risks. This includes working with retail agents, specialty carriers, and internal teams to generate profitable growth, maintain underwriting discipline, and support production goals. You will manage an established book of business and help expand our footprint in the franchise dealership space. What will your job entail?

Requirements

• 3+ years of underwriting experience, ideally in Dealers Open Lot, Commercial Auto, Property, Casualty, or Excess & Surplus Lines.
• Experience with franchised automobile dealership risks strongly preferred.
• Strong technical knowledge of dealership coverages, pricing models, and risk characteristics.
• Proven ability to grow and manage a profitable book of business.
• Excellent communication, negotiation, and relationship management skills.
• Ability to work in a fast‑paced, high‑volume underwriting environment.

Nice To Haves

• CPCU, AU, AINS, or other industry certifications a plus.

Responsibilities

• Underwrite new and renewal Dealers Open Lot (DOL) business for franchised automobile, truck, and boat dealerships.
• Evaluate submissions to determine acceptable risk, appropriate pricing, coverage terms, limits, and conditions.
• Manage and grow an existing book of business while achieving profitability and production targets.
• Administer and monitor underwriting rules, guidelines, and compliance with state laws and insurance regulations.
• Maintain strong underwriting judgment and decision-making authority.
• Prospect and develop new business through strong relationships with retail agents, MGAs, wholesalers, and carrier underwriters.
• Market and sell wholesale insurance solutions to meet production goals.
• Build and maintain carrier relationships to ensure competitive pricing and access to broader markets.
• Pre-qualify submissions and prioritize high-probability opportunities.
• Analyze exposures and underwriting data to determine best carrier, coverage options, forms, and premium.
• Identify additional areas of exposure and cross-selling opportunities for clients.
• Stay informed on industry trends, market conditions, pricing shifts, and emerging risks within the dealership sector.
• Educate partners on the full range of Ryan Specialty risk solutions.
• Provide training, mentorship, and oversight to underwriting assistants or support staff.
• Collaborate with leadership on process improvements and business development strategies.
• Travel as required for client visits, carrier meetings, and industry events.

Benefits

• In addition to paid time off for company holidays, vacation, sick and personal days, Ryan offers paid parental leave, mental health services and more.
• For additional information on Ryan Specialty Total Rewards, visit our website https://benefits.ryansg.com/.
• We provide individuals with disabilities reasonable accommodations to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment in accordance with applicable law. Please contact us to request an accommodation at [email protected]

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed