Underwriter Analyst - FHA Commercial Mortgage Group

KeyBank•Cleveland, OH

11d•$68,000 - $103,000•Onsite

About The Position

The Analyst will be a member of the FHA Healthcare Underwriting Team and will collaborate internally and externally to analyze and underwrite FHA Lean Applications. ESSENTIAL JOB FUNCTIONS The Analyst will provide high level qualitative and quantitative analysis of FHA Healthcare transactions. The position will collaborate and support the LEAN Underwriters, closers, and originators for the FHA Healthcare group within CMG. The Analyst will prepare deliverables in Excel, Word and Power Point for various purposes, including financial analysis, narrative summaries, corporate reviews, and organizational charts. The Financial Analyst will Actively contribute your unique talents, ideas and market intelligence in support of the team's strategy and complement the strengths of your teammates to achieve the team's financial goal. Pursue and develop internal and external relationships to facilitate effective real estate transactions and support the line of business strategy. Consistently follow established process and procedures for underwriting real estate transactions to ensure an efficient, diligent and methodical process. Work with underwriters, senior underwriters and originators to analyze deals and determine whether they appear financially feasible under HUD rules prior to formal client application submission. Collect and organize exhibits for pre-application and firm application packages to submit for HUD/FHA review. Complete HUD forms for pre-application and application submissions. Be the driver of transactions you analyze and process to ensure they are completed in a timely manner. Consistently identify and assess transaction risks and appropriately document in accordance with credit approval and elevate any issues which appear to be deviating from such to assist in properly managing portfolio risks. Maintain a productive relationship with all partners characterized by collaborative approach and full and timely disclosure of transaction risks ensuring open communication among all team members. Complete all compliance requirements related to each transaction to minimize risk. MARGINAL OR PERIPHERAL FUNCTIONS The Analyst will provide industry, market, business, and quantitative analysis support. This will include performing ad-hoc strategic and financial reporting. The Analyst is expected to have a continuous improvement mindset, and would be empowered to recommend efficiencies for change. The Analyst will work on special projects as assigned. Please note: This is an on-site position and not eligible for remote or virtual work . The candidate will be required to work from a KeyBank office in Cleveland, OH, Columbus, OH, or Dallas, TX.

Requirements

Bachelor’s degree required in finance, accounting, business administration, economics, or Real Estate.
2+ years of experience in finance, accounting, real estate, investment banking or consulting including Real Estate Finance.
Demonstrated high proficiency in Excel and PowerPoint; experience with complex spreadsheets.
Strong quantitative and analytical skills and the ability to interpret financial data from multiple computer systems.
Ability to synthesize and analyze large amounts of data and communicate relevant findings.
Demonstrated analytical approach to problem solving with a high attention to detail.
Ability to work in a fast-paced environment with a sense of urgency.
Proactive and goal-oriented, with the ability to work independently.
Strong organizational skills – ability to handle multiple tasks simultaneously.
Consultative, service-oriented mindset.
Outstanding oral communication, written, and presentation skills.

Nice To Haves

MBA
Proficiency in business intelligence tools a plus
Previous working experience in the commercial real estate permanent lending industry specific experience working with CMBS, Life Insurance lending programs, Fannie Mae DUS, Freddie Mac Program, FHA a plus.

Responsibilities

Provide high level qualitative and quantitative analysis of FHA Healthcare transactions.
Collaborate and support the LEAN Underwriters, closers, and originators for the FHA Healthcare group within CMG.
Prepare deliverables in Excel, Word and Power Point for various purposes, including financial analysis, narrative summaries, corporate reviews, and organizational charts.
Actively contribute your unique talents, ideas and market intelligence in support of the team's strategy and complement the strengths of your teammates to achieve the team's financial goal.
Pursue and develop internal and external relationships to facilitate effective real estate transactions and support the line of business strategy.
Consistently follow established process and procedures for underwriting real estate transactions to ensure an efficient, diligent and methodical process.
Work with underwriters, senior underwriters and originators to analyze deals and determine whether they appear financially feasible under HUD rules prior to formal client application submission.
Collect and organize exhibits for pre-application and firm application packages to submit for HUD/FHA review.
Complete HUD forms for pre-application and application submissions.
Be the driver of transactions you analyze and process to ensure they are completed in a timely manner.
Consistently identify and assess transaction risks and appropriately document in accordance with credit approval and elevate any issues which appear to be deviating from such to assist in properly managing portfolio risks.
Maintain a productive relationship with all partners characterized by collaborative approach and full and timely disclosure of transaction risks ensuring open communication among all team members.
Complete all compliance requirements related to each transaction to minimize risk.
Provide industry, market, business, and quantitative analysis support.
Performing ad-hoc strategic and financial reporting.
Recommend efficiencies for change.
Work on special projects as assigned.