Underwriter, Accident & Health

AIG•Atlanta, GA

3d•$62,000 - $80,000•Onsite

About The Position

Make your mark in Underwriting AIG underwriting teams help to find insurance solutions in areas including Personal Accident, Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG. This Underwriter role will be an ideal next step in your career if you already have some relevant experience in insurance – or this could be your entry into underwriting if you have transferable skills. As an Underwriter, you will be responsible for the day-to-day underwriting activities for an assigned book of business within an assigned region and will work closely with Regional Underwriting Manager, Sales, Compliance, Claims and Operations, Finance, and Legal to help drive business results, which will assure the long-term growth of profits for Accident and Health.

Requirements

University degree or higher and/or equivalent Accident and Health experience.
Strong customer service ethic, with a sound understanding of the business processes.
Excellent organization, planning, time management and negotiation skills.
Proven Accident and Health products and technical underwriting skills.
Excellent communication and influencing skills – both written and oral.
Self-motivated and able to set strategic direction.
Able to work in a team to lead and contribute so that AIG meets its strategic goals.
Preference for insurance product knowledge and underwriting skills.
Proficient in use of MS Office Applications and Salesforce.

Nice To Haves

Surplus Lines licensing a plus but not required.

Responsibilities

Responsible for achievement of top and bottom-line results for new and renewal business.
Deliver on underwriting profit results with focus on profitability, loss ratio and combined ratio.
Develop and maintain relationships with external business partners to drive healthy organic growth of business.
Collaborate and cross-sell with other internal stakeholders and lines of business within AIG.
Responsible for underwriting new and renewal business including negotiating pricing, coverage, terms, and conditions for Accident & Health products (including Business Travel Accident, Participant Accident, Participant Travel, Supplemental Health)
Analyze, select, and price risks, and learn to articulate underwriting analyses and identify corrective actions, if any, to sales team and broker contacts
Deliver timely and accurate quotes/binders.
Achieve new business premium targets, account and premium retention targets and loss ratio targets for assigned territory
Strategize with other members of assigned territory team to identify target market segments and to develop broker distribution relationships
Servicing of assigned accounts and brokers, in conjunction with other Underwriting, Sales and Account Management team members within assigned territory.
Work closely with other functional area, such as Claims, Actuarial, Operations, Finance, Legal and Compliance
Liaise with internal stakeholders to ensure awareness of underwriting activities that require support and service.
Assist in achieving overall GPW goal in collaboration with Distribution.
Work closely and share responsibility for overall revenue goal through new business and retention targets.
Participate in quarterly self-audit process to assure 100% and timely compliance and take necessary actions on audit recommendations and findings.
Adherence to all internal and external compliance standards, including implementation of new standards.
Training to ensure compliance to underwriting authority and sales practice