ULC Underwriter

FLORIDA CREDIT UNION • Gainesville, FL

7d • Onsite

About The Position

At Florida Credit Union, our mission is clear: to enhance the lives of our Florida neighbors through exceptional financial services. When you become a part of our team, you’re not just starting a new job; you’re joining a vibrant community dedicated to making a positive impact. We pride ourselves on fostering a dynamic, collaborative work environment where every team member is valued and supported.

Responsibilities include underwriting various types of loans, supporting timely lending decisions, and discussing loan options with members. It also involves educating members on financial management, analyzing loan applications and credit reports effectively, cross-selling credit union services, conducting loan interviews, maintaining loan documentation, and providing basic financial counseling when needed.

Requirements

• A high school diploma or GED combined with 1-3 years of related experience, or an equivalent mix of education and hands-on experience.
• A current driver’s license.

Responsibilities

• Cross-selling credit union services; providing information regarding services and some counseling as necessary.
• Conducting loan interviews and obtaining previous credit history of member, as well as other pertinent data that could be used later.
• Establishes loans considering such factors as member’s assets, liabilities, credit experience, and references based on FCU loan procedures.
• Assisting and supporting Contact Center Representative/Loan Officer I with activities related to member service.
• Providing basic financial counseling when needed or requested by members.
• Maintaining member loans with supporting loan documents.

Benefits

• Dynamic Team Environment: Work in a supportive and collaborative atmosphere where your ideas and contributions are valued.
• Extensive Training: Receive comprehensive training to ensure you’re set up for success from day one.
• Exceptional Benefits: Enjoy a competitive benefits package designed with your well-being in mind.
• Career Growth: Explore numerous opportunities for professional development and advancement within our organization.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED
• Number of Employees: 101-250 employees