Treasury Risks Oversight Senior Analyst

SoFi

1d

About The Position

SoFi’s Treasury Risk Oversight team is responsible for independent oversight and governance of Market, Liquidity, and Capital risks in the Company’s balance sheet. The Senior Analyst, Treasury Risk Oversight will play a critical role in executing a broad range of oversight, monitoring, and governance activities within Market Risk management. The role reports to a senior leader overseeing the second line of defense for Treasury risk and will collaborate closely with partners across Treasury, Finance, and Risk Management to strengthen the Company’s risk management framework and promote disciplined balance sheet oversight.

Requirements

• 3-5 years of experience in banking and/or risk consulting, with exposure to treasury, ALM, and/or market risk. Experience with liquidity and capital risk management is a plus.
• Proven ability to analyze and report market risks, with working knowledge of accounting principles and the market risk exposures inherent to bank balance sheets and off-balance sheet products (e.g., deposits, lending, credit and interest rate derivatives).
• Understanding of ALM Risk regulatory requirements and related supervisory expectations.
• Excellent written and verbal communication skills, including the ability to produce materials for various levels of governance forums and executives.
• Advanced degree in quantitative or economic discipline (e.g., Finance, Economics, Statistics, or related field), with demonstrated ability to apply quantitative methods to solve complex problems.
• Strong Technical skills in SQL and Python.

Nice To Haves

• Working knowledge of ALM systems and related analytical tools.
• Professional certifications such as FRM or CFA.

Responsibilities

• Perform continuous monitoring of the Company’s market risk exposures, including Asset Liability Management (ALM) and Price risk metrics.
• Lead periodic targeted reviews of the Company’s ALM Risk Framework, assessing the adequacy and effectiveness of key risk controls and governance processes.
• Develop and maintain monitoring tools and challenger models to support independent risk oversight. Activities include data sourcing, calculation, and reporting, with the use of statistical and quantitative techniques where appropriate.
• Analyze ALM exposures using the Company’s ALM system, interpreting results across interest rate, duration, and prepayment dimensions.
• Review risk models and end-user applications used by the first line of defense, including prepayment and deposit models, stress testing methodologies, and asset valuation assumptions.
• Support risk governance activities, such as risk identification, risk taxonomy, risk appetite calibration, and preparation of reporting materials for governance committees and management forums.
• Collaborate with stakeholders across Treasury, Finance, and Risk functions to advance project-based initiatives, including new product reviews, regulatory commitments, and other non-periodic deliverables.
• Contribute to the development of monitoring tools and analytical frameworks supporting treasury, liquidity and capital adequacy risk oversight.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 1,001-5,000 employees