Treasury Management Sales Officer

Liberty Savings Bank, FSB

10h

About The Position

The Treasury Management Sales Officer (TMSO) is responsible for generating fee income, driving core deposit growth, and expanding business banking relationships through consultative sales of cash-management and payments solutions. This role also creates, leads, and manages the Business Banking Development Program, ensuring bankers are trained, equipped, and coached in TM, deposit strategy, and treasury-led relationship growth. The TMSO works cross-functionally with Business Bankers, Commercial Lenders, Branch Leadership, Deposit Operations, Electronic Banking, and Compliance to deliver high-quality, risk-aligned treasury services.

Requirements

5–8+ years in Treasury Management, Business Banking, Payments, or Commercial Banking sales.
Bachelor’s Degree in Business, Finance, Accounting, or related field.
Strong understanding of business cash cycles, liquidity structures, commercial deposits, and cost-of-funds impacts.
Experience selling ACH, wires, RDC, account analysis, fraud tools, and merchant/corporate card products.
Demonstrated success in a bank environment with measurable sales results.
Experience building or delivering banker training or sales enablement programs.
Experience using CRM platforms (Dynamics, Salesforce, etc.).
Familiarity with core banking systems and treasury delivery platforms.

Nice To Haves

CTP (Certified Treasury Professional) preferred.

Responsibilities

Achieve TM fee income, core deposit, and treasury product activation goals.
Conduct detailed financial and cash-cycle analysis for businesses, focusing on liquidity, working capital, collections acceleration, payables optimization, fraud mitigation, and digital banking modernization.
Present tailored solutions such as: ACH origination & filters/blocks Wire & international services Remote Deposit Capture (RDC) Lockbox services Controlled Disbursement Positive Pay & Payee Positive Pay Merchant Services & Commercial Card solutions Online & mobile treasury platforms Automated sweeps, earnings credit rate (ECR) structures, and liquidity management tools
Partner with Sales and Relationship Managers/Commercial Bankers to identify opportunities that strengthen the full relationship (loans, deposits, treasury, card/merchant).
Maintain disciplined pipeline management using the bank’s CRM.
Design and implement a structured training, onboarding, and certification program that enhances bankers’ knowledge of: Treasury and payments solutions Deposit strategy and cost-of-funds awareness Fraud controls and digital banking tools Industry-specific payment needs (healthcare, manufacturing, professional services, municipalities, nonprofits)
Create standardized procedures/processes, including discovery templates, pricing guidance, referral processes, proposal tools, and handoff procedures to Treasury Implementations.
Conduct training sessions, deal reviews, call coaching, and play-based learning (vertical targeting, product specialization, etc.).
Establish program KPIs tied to banker proficiency, pipeline discipline, revenue contribution, and client activation.
Conduct proactive reviews to identify: Dormant services Cross-sell and upsell opportunities Pricing adjustments tied to earnings credit rates or cost analysis Relationship or fraud-risk concerns
Manage annual and quarterly reviews with key clients to reinforce value and increase adoption.
Maintain strong relationships with Treasury Implementations and Client Support to ensure timely onboarding and high client satisfaction.
Ensure full compliance with: BSA/AML, OFAC, KYC, EDD, UCC Article 4A, ACH/NACHA rules, Reg CC, Reg E
Conduct thorough treasury risk assessments, including: ACH/cash management exposure limits Dual-control requirements Wire authority reviews Account structure and entitlement settings
Partner with Deposit Ops, eBanking, and Compliance to mitigate fraud risks, review suspicious activity, and establish proper controls for business clients.
Ensure onboarding documentation, agreements, limit approvals, and user entitlements adhere to bank policy