Treasury Analyst

Regis University•Greer, SC

1d•Onsite

About The Position

Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are also serious about helping our customers during hard financial times. We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining our team. If you're passionate about making a meaningful impact in people's lives and bringing a personal touch to finance, we'd love to have you on board! Job Purpose The Treasury Analyst will effectively perform daily domestic cash operations and Treasury services duties including liquidity management, daily debt management, centralized payment processing duties with utmost regard for payment fraud controls (ACH and wire functions), maintain and assist with verify incoming and outgoing funds of the company and be the main point of contact between branches, all internal groups, external Treasury related vendors and our banking partners. They will also provide financial expertise in the areas of liquidity management, risk management, banking services, and transaction processing.

Requirements

Bachelor’s degree in finance, accounting or equivalent business field required
Requires willingness to work a flexible schedule
Proficient in Microsoft Office with intermediate to advanced capabilities in Excel and PowerPoint
Must pass pre-employment screenings
Exceptional analytical skills
Financial responsibility
Excellent communication skills including verbal, written, and presentation skills
High level of integrity
Able to problem solve and trouble shoot complex cross functional issues
Able to maintain confidentiality and use discretion and good judgement with sensitive data
Able to effectively quantify and communicate the value captured with proposed or completed initiatives

Nice To Haves

2+ years in a Treasury or similar corporate finance role
Possessing or working towards a CTP, FPA, CPA, CFA, AAP, or other professional finance certification a plus
Working knowledge and understanding of Treasury Management products and systems; wire transfers, lockbox, and ACH processing
Working knowledge of Treasury Management Systems and Bank Fee Analysis Systems a plus
Working knowledge of online bank portal systems and the different modules
Must be both a strong individual contributor and a flexible, adaptable team player
Exceptional communication and presentation skills
Excellent customer service skills
Good analytical skills with strong attention to detail and high concern for data accuracy
Excellent organizational and time management skills; ability to multi-task, prioritize workload, maintain accuracy, and met deadlines in a fast paced and high-volume environment
Ability to follow directions and apply proper policies, procedures, and guidelines

Responsibilities

Oversees day-to-day Treasury activities
Manages and determines necessary steps for resolution of fraud related issues
Manages cash for the entire organization including day-to-day operations related to bank accounts and fund transfers
Performs cash related transfers from various accounts for cash position purposes as well as to external third parties for payment
Determines organizational funding needs and prepares daily cash reports for leadership
Analyze and understand requirements necessary for opening and maintaining all bank accounts
Maintains relationship with banking institutions to open, close, and maintain all bank accounts by properly preparing/retaining documents and correspondence with appropriate signatory approval
Calculate and maintain interest expense on loan agreements including monthly recalculation of interest expense against invoice
Prepares updates to procedures and controls documentation
Prepares and submits compliance reports related to the company's bank agreements
Ensures that the organization is in compliance with all financial and legal regulations as it relates to Treasury related activities and Sox controls
Support management with special projects and other duties as assigned
Preparing daily and recurring ACH’s and wires, ensuring accuracy of data entered
Liaison between branches, all internal groups, external Treasury related vendors and our banking partners
Ensure and maintain branch check signing authority and provide update to Wells Fargo or BOA in a timely manner
Document and report to internal partners daily transaction deposit differences and ensure resolution is attained
Document and place stop payments on branch issued checks
Initiate customer debit card or ACH payment returns/refunds
Manage employee credit card user creation/deletion and adjustment of credit card limits as needed
Prepare daily reporting to the banks per loan agreements
Distribute incoming NSF notifications from banks to appropriate groups
Backup for daily cash management and other duties
Facilitate Treasury product ordering/distribution to branches including branch stamps, deposit slips/bags, and check stock
Facilitate AP check stock ordering
Support capital markets daily as needed
Monitor and field all incoming requests to Treasury inbox daily with utmost regard for excellent customer service ensuring response is accurate and timely
Prepare detailed monthly bank fee analysis and reporting to leadership
Process all daily paper correspondence to Treasury
Process all internal/external KYC or other regulatory compliance requests to Treasury