Treasury Analyst - New York

Better • New York, NY

95d • $71,000 - $81,000

About The Position

The Treasury Analyst supports Better’s treasury operations with a focus on cash management, loan funding, and liquidity tracking within a mortgage banking environment. This role plays a key part in executing and improving funding processes through automation and scripting tools. It’s an ideal position for a detail-oriented professional looking to grow in a highly regulated, fast-paced industry that values innovation and precision.

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, or related field.
• 1–2 years of experience in treasury, loan funding, accounting, or finance; experience in mortgage or lending industry preferred.
• Familiarity with loan origination systems (e.g., Encompass) and scripting tools (e.g., SmartClient, VBA, or Python) is a strong plus.
• Strong Excel skills (pivot tables, VLOOKUPs, macros); ability to analyze large data sets quickly and accurately.
• Detail-oriented with strong time management skills and ability to meet tight funding deadlines.
• Solid understanding of treasury operations and basic accounting principles.
• Excellent verbal and written communication skills.

Nice To Haves

• Prior experience in loan funding operations, especially involving automated scripting or smart macros.
• Exposure to treasury management systems or ERP platforms (Kyriba, Trovata, Oracle, SAP).

Responsibilities

• Assist with daily mortgage funding, including preparing and executing wire transfers for closed loans via warehouse lines and direct investor funding.
• Assist in reviewing check payments and preparing them for approval to the Controller.
• Run and troubleshoot loan funding scripts used to generate funding packages, payment files, and reconciliation reports.
• Ensure accurate and timely execution of wires based on approved funding requests, investor delivery schedules, and closing timelines.
• Monitor daily cash position across multiple warehouse lines, custodial accounts, and operating accounts.
• Reconcile loan-level funding transactions to corresponding wire confirmations, investor settlements, and warehouse draws.
• Support warehouse line management by tracking line usage, available capacity, interest expense, and collateral aging.
• Assist in preparing short-term and rolling cash forecasts that account for funding, loan sales, and servicing cash flows.
• Creating mapping values to track incoming / outgoing wires.
• Maintain compliance with internal controls, investor requirements, and regulatory standards (e.g., CFPB, GSE, HUD).
• Collaborate with Loan Closing, Secondary Marketing, Capital Markets, Accounting, and Servicing teams to ensure smooth funding and reconciliation.
• Support system and process automation efforts using scripting tools and treasury technology platforms.
• Assist in bank account administration, audit support, and treasury policy documentation.

Benefits

• Benefits eligibility effective DAY ONE
• $0 medical plan premium offering coverage nationwide paired with our Health Savings Account that includes an employer contribution.
• Flexible PTO
• Immediate virtual mental health support by licensed therapists for our employees and their eligible dependents age 6 and up! First few visits at no cost to you!
• Personalized care for every fertility and family care journey for our employees and their partner!
• Dependent care benefits (i.e. childcare and/or elder care costs) and commuter benefits both include a company match!
• Discount programs and perks including pet Insurance!

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: Bachelor's degree
• Number of Employees: 1,001-5,000 employees