Title Officer

Fig • Wenatchee, WA

4d • $27 - $37 • Onsite

About The Position

Our Title Officer is responsible for providing the review and underwriting of title commitments for a variety of transactions including but not limited to sales, refinances, construction loans, commercial transactions, and title guarantees. They work closely with the settlement agents, parties of the transaction as well as the regional title underwriters to determine and communicate requirements to insure title to the property. Our Title Officer creates an amazing customer experience through team collaboration, excellent communication, and timely and accurate title products.

Requirements

• A high school diploma is required.
• Minimum of three years of a combination of examining, title officer and/or title assistant experience or equivalent and demonstrates competency and understanding of standard concepts, practices, and procedures for underwriting title insurance.
• Proficient with standard concepts, practices, and procedures within the title industry.
• Have a full understanding of the effect on title of the various recorded documents, such as deeds, deeds of trust, mechanics liens, tax liens, judgments, assessments, probates
• Can read metes and bounds legal descriptions and locate property on company and county maps
• Understands the impact of boundary line adjustments on legal descriptions and title
• Has knowledge of vesting of title owners and legal entities
• An understanding of the various title products including homeowners, standard and extended owners title insurance; extended, standard and limited loan coverage title insurance as well as guarantee products
• Knowledge of legal proceedings and their impact on title insurance, including divorce, probate, bankruptcy, foreclosure, and eminent domain
• Knowledge of various title insurance endorsements and their effect on insurance policies
• Proficient with Microsoft Office, web navigation and specialized title software
• Adaptability: adapts to new, different, or changing requirements
• Attentive to details
• Business fundamentals: maintains privacy and confidentiality of company information, as well as that of customers and co-workers
• Curiosity: Asks “What if”, finds efficiencies, considers new methods and solutions
• Critical thinking: uses logical thought processes to analyze and draw conclusions
• Communication: maintains open lines of communication with others
• Customer focused: is pleasant, courteous, and professional when dealing with internal and external customers or clients
• Dependable and reliable: displays responsible behaviors at work
• Drive: personally and professionally driven for improvement or success
• Emotional Strength: handle interpersonal relationships judiciously and empathetically
• Effective Intelligence: uses capabilities effectively to accomplish tasks successfully
• Humility: ability to accept other people and ideas as having equal or better merit
• Initiative: demonstrates a willingness to work and seeks out new work challenges
• Integrity: treats others with honesty, fairness, and respect
• Planning and organizing: plans and prioritizes work to manage time effectively and accomplish assigned tasks
• Proficient in English
• Professional: maintains a professional demeanor at work
• Reading: reads and comprehends documents ranging from simple and straightforward, to more complex and detailed; attains meaning and comprehends core ideas from written materials and applies what is learned
• Resilient: tends to recover quickly from misfortune or change
• Respectful: works effectively with those who have diverse backgrounds
• Team Ability: team player who works effectively with others
• Technology: uses information technology and related applications to convey and retrieve information; demonstrates strong computer/typing skills in Microsoft Office, email programs, accounting software, and internet browsers
• Verbal communication: maintains open lines of communication with others; speaks clearly, in precise language and in a logical, organized, and coherent manner
• Writing: uses standard English to clearly communicate thoughts, ideas, and information in written form

Responsibilities

• Communicate and assist all parties to create an amazing customer experience.
• Review and ensure timely delivery of accurate title commitments and title guarantees.
• Underwrite title commitments working closely with title insurance underwriters as needed to determine requirements for insurability. Establishes and communicates procedures for follow up to ensure all requirements are met.
• Collaborates with customers and the escrow team to resolve title issues (e.g., legal descriptions, easements, lot splits, vesting, tax liens, abstracts of judgments, bankruptcies, boundary disputes and encroachments)
• Review construction transactions, works closely with customers and title insurance underwriters to request and review required documentation with consideration of the closing deadlines.
• Reviews legal entity paperwork. Determines designated signors and communicates with closing agents.
• Reviews foreclosure documents and adheres to underwriter procedures for Trustee Sale Guarantees and date down endorsements
• Processes all post-closing requests for the files assigned to them, including endorsements and claim inquiries
• Reviews upper court judgment searches and determines if they attach to the property
• Updates title commitments with new public records or customer information upon request
• Accurately maintains file information within title software and generates the necessary documentation according to company standards
• Reads and plots legal descriptions identifying issues relating to boundary adjustments, boundary disputes and encroachments
• Processes searches and customer service upon request
• Reviews industry publications to remain knowledgeable of changes in laws and practices affecting the issuance of title policies
• Performs any other duties delegated by management
• Maintains utmost confidentiality and professionalism.
• Maintains information security
• Engage and promote company culture
• Adheres to company policies and guidelines

Benefits

• Vacation 10 to 25 days per year.
• Eleven paid holidays.
• Paid Sick Leave per Washington State law.
• Medical, dental and vision insurance coverage, Short- and Long-Term Disability, and EAP
• 401(k) with 4% company match after the first year
• Incentive bonus based on Company profitability.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED
• Number of Employees: 11-50 employees