Technical Product Owner

Qode•South Carolina, SC

About The Position

We are seeking an experienced Product Owner with strong domain expertise in Wealth Management, Banking Operations, Fraud Risk Management, and Cheque. The ideal candidate will define and drive the product roadmap for digital wealth solutions while ensuring robust fraud controls and operational risk mitigation across investment and cheque-related processes. This role requires a blend of product strategy, business analysis, regulatory understanding, and hands‑on experience in building customer-centric financial products.

Requirements

5–10+ years of experience in Product Management within Wealth Management / Retail Banking / Digital Banking.
Strong knowledge of Mutual Funds, Investment Advisory, Portfolio Management, Insurance products.
Hands-on experience in Fraud Prevention, Transaction Monitoring, Risk Scoring, and Cheque Processing (CTS).
Deep understanding of regulatory guidelines (RBI, SEBI, KYC/AML).
Ability to write detailed BRDs/PRDs, process flows, and UAT scenarios.
Experience working with digital platforms, APIs, and backend systems.
Familiarity with fraud detection tools, RPA, workflow engines, and transaction control systems.
Proficiency in data analysis, dashboards, and product performance metrics.

Responsibilities

Define product vision, strategy, and roadmap for Wealth Management digital offerings (Mutual Funds, Portfolio Services, Advisory, Insurance, etc.).
Lead end‑to-end product lifecycle—from discovery and requirements gathering to launch, adoption, and optimization.
Identify emerging trends in wealth products, investment platforms, and fraud management technologies.
Develop and enhance wealth management capabilities including onboarding, KYC, investment journeys, advisory tools, and customer reporting.
Collaborate with internal stakeholders to design seamless investment flows aligned with regulatory norms (SEBI, RBI, IRDAI, AML guidelines).
Drive integration with custodians, exchanges, fund houses, and portfolio managers.
Build, refine, and maintain fraud prevention and detection frameworks across wealth management journeys.
Partner with Fraud Risk, Compliance, and Operations teams to implement risk-based authentication, transaction monitoring, and anomaly detection features.
Oversee product requirements for cheque-related modules (cheque clearing, CTS/ICS, returns, stop payment flows, risk scoring, signature verification).
Ensure process-level controls to minimize operational, transaction, and compliance risks.
Work closely with Engineering, Design, Operations, Risk, Compliance, and Data teams to deliver product features on schedule.
Translate business needs into clear BRDs/PRDs, user stories, wireframes, and functional specifications.
Coordinate with vendors, fintech partners, and external platforms for integrations and co-development.