Team Leader Scorecard Credit

Compeer Financial • Rochester, NY

8d • Hybrid

About The Position

Empowered to live. Inspired to work. Compeer Financial is a member-owned cooperative located in Illinois, Minnesota and Wisconsin. We bring together team members with a variety of backgrounds and experiences to help provide financial services to support agriculture and rural communities. Join us in a culture that not only promotes meaningful work and professional development, but provides a flexible, hybrid work environment and excellent benefits, which empower you to thrive both personally and professionally. How we support you: Hybrid model – up to 50% work from home Flexible schedules including ample flexibility in the summer months Up to 9% towards 401k (3% fixed Compeer contribution plus up to 6% match) Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term and long-term disability, wellness program & EAP Vacation, sick leave, holidays/floating holidays, parental leave, and volunteer paid time off Learning and development programs Mentorship programs Cross-functional committee opportunities (i.e. Inclusion Council, emerging professional groups, etc.) Professional membership/certification reimbursement and more! Casual/seasonal & intern team members are not eligible for benefits except for state-mandated programs. To learn more about Compeer Financial visit www.compeer.com/careers . Where you will work: This position offers a hybrid work option up to 50% remote and is open to any Compeer office location in Illinois, Minnesota and Wisconsin . The contributions you will make: This position oversees the credit scorecard operations of an assigned team, focusing on credit administration, loan verification and processing, approvals within delegated authority, and monitoring and reporting of credit activity across the organization's scorecard portfolio and relevant business units. The role supports the development and structuring of credit scorecard programs and contributes to process improvements aimed at delivering excellent service, ensuring effective credit administration, and maintaining strong credit quality with appropriate risk-adjusted returns. It guides and supports team members within the assigned group, including assisting with recruitment, fostering professional development, providing feedback, and encouraging motivation. A key priority is promoting high levels of team engagement and cultivating a positive and collaborative work environment. A typical day: Leadership and Management Supports the implementation of strategies and tactics for the organization’s scorecard program and team, aligning with department goals. Oversees adherence to department policies, procedures, and practices to ensure consistency and compliance. Guides and supports team members through coaching, training, and feedback to foster professional development and engagement. Responsible for selecting, developing, motivating, engaging, educating, evaluating, and compensating direct reports within the department. Credit Administration and Reporting Monitors monthly scorecard lending performance and ensures the accuracy of financial, collateral, and loan classifications. Supports the team in making credit exception decisions and provides training on the use of scorecard lending tools. Acts as a key resource for audit-related matters and collaborates with internal and external stakeholders to enhance credit processes. Implements and maintains scorecard lending policies and procedures. Client Service Oversees the timely turnaround of credit scoring requests to ensure prompt and accurate service delivery. Provides education and guidance to lending partners on automated decision-making tools and processes. Supports organizational goals, including market share growth, by collaborating with other departments to deliver products and services effectively. Automated Decisioning Expertise Keeps up to date with industry trends to ensure the organization remains competitive and compliant. Provides education and guidance to lending partners on automated decisioning tools and processes. Serves as the primary point of contact for credit bureau vendors, maintaining positive relationships and ensuring proper use of data.

Requirements

• Bachelor’s degree in agricultural economics, finance, accounting, business administration or related field or an equivalent combination of education and experience sufficient to perform the essential functions of the job.
• Intermediate level of experience in agriculture or finance required with 3-5 years of agricultural credit experience preferred.
• One or more leadership and management experience preferred.
• Knowledge of federal and state (Illinois, Minnesota, and Wisconsin) laws, regulations and compliance requirements specific to the financial industry and Farm Credit.
• Advanced understanding of the organization’s automated lending platform system and related models.
• Advanced understanding of decision strategies used in automated decisioning.
• Knowledge of credit processing and servicing activities, accounting principles and practices, credit analysis procedures, credit administration, and portfolio management.
• Interpersonal, communication, team building, problem solving, analytical, and organizational skills.
• Highly developed negotiating and influencing skills.
• Ability to deal with internal and external high stress situations and resolving conflicts.
• Leadership skills to select, evaluate, engage, motivate, mentor, train, delegate, reward and lead remote team members.
• Strong listening, written and verbal communication skills, with ability to communicate at all levels of the organization.
• Strong problem solving, decision making and organizational skills.
• Computer skills, including MS Office applications and position-specific programs such as CRM and loan origination systems.
• Strong analytical skills with attention to detail.
• Valid driver’s license.
• Basic knowledge of crop and livestock industries and production, as well as general real estate values across all regions of the United States.

Responsibilities

• Supports the implementation of strategies and tactics for the organization’s scorecard program and team, aligning with department goals.
• Oversees adherence to department policies, procedures, and practices to ensure consistency and compliance.
• Guides and supports team members through coaching, training, and feedback to foster professional development and engagement.
• Responsible for selecting, developing, motivating, engaging, educating, evaluating, and compensating direct reports within the department.
• Monitors monthly scorecard lending performance and ensures the accuracy of financial, collateral, and loan classifications.
• Supports the team in making credit exception decisions and provides training on the use of scorecard lending tools.
• Acts as a key resource for audit-related matters and collaborates with internal and external stakeholders to enhance credit processes.
• Implements and maintains scorecard lending policies and procedures.
• Oversees the timely turnaround of credit scoring requests to ensure prompt and accurate service delivery.
• Provides education and guidance to lending partners on automated decision-making tools and processes.
• Supports organizational goals, including market share growth, by collaborating with other departments to deliver products and services effectively.
• Keeps up to date with industry trends to ensure the organization remains competitive and compliant.
• Provides education and guidance to lending partners on automated decisioning tools and processes.
• Serves as the primary point of contact for credit bureau vendors, maintaining positive relationships and ensuring proper use of data.

Benefits

• Hybrid model – up to 50% work from home
• Flexible schedules including ample flexibility in the summer months
• Up to 9% towards 401k (3% fixed Compeer contribution plus up to 6% match)
• Benefits: medical, dental, vision, HSA/FSA, life & AD&D insurance, short-term and long-term disability, wellness program & EAP
• Vacation, sick leave, holidays/floating holidays, parental leave, and volunteer paid time off
• Learning and development programs
• Mentorship programs
• Cross-functional committee opportunities (i.e. Inclusion Council, emerging professional groups, etc.)
• Professional membership/certification reimbursement and more!

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 1,001-5,000 employees