Team Lead Portfolio Management, Specialized Lending

Wintrust Financial Corporation • Rosemont, IL

112d • $117,000 - $158,000

About The Position

The Team Lead Portfolio Manager, Specialized Lending is responsible for overseeing the credit process and portfolio administration of a $500MM to $1B+ specialized commercial loan portfolio, focused on the Insurance Distribution segment. This role includes the management and administration of a specialized commercial loan portfolio; including the credit processes from opportunity memo, structuring, credit presentation and approval, through loan funding; including monitoring of covenants and exceptions. The position also involves reviewing and supporting credit approvals prior to submission to senior credit officers and relevant Credit Committees, maintaining approval authority to effectively administer the portfolio.

Requirements

• Bachelor's degree in business administration, finance, accounting, or related discipline.
• Minimum 7 years' commercial credit experience including experience in corporate banking, middle market, leveraged lending; agency lending experience preferred.
• Thorough understanding of risk management and credit mitigants.
• Knowledge of risk ratings analysis, corporate finance, and/or research.
• Strong analytical and financial modeling abilities.
• Exceptional verbal and written communication skills.
• Strong interpersonal skills with a proven ability to establish client relationships.
• Proficiency using Microsoft Office products including advanced Excel modeling skills.
• Familiarity with Moody's analytics.
• Experience with nCino platform a plus.

Nice To Haves

• Prior leadership or management experience preferred but not required.

Responsibilities

• Responsible for the management and administration of a specialized commercial loan portfolio.
• Oversee the credit processes from opportunity memo, structuring, credit presentation and approval, through loan funding.
• Monitor covenants and exceptions.
• Review and support credit approvals prior to submission to senior credit officers and relevant Credit Committees.
• Perform direct supervisory duties of the portfolio management staff and coordinate coverage in all related areas of the assigned specialty segment.
• Ensure the Portfolio Manager team delivers exceptional client service and works collaboratively with Bankers to proactively address client needs and monitor credit risk.
• Train, mentor, and develop Portfolio Managers, Analysts, and other junior members of the team.
• Drive and support innovation and continuous improvements in efficiency.
• Ensure processes are followed and teams adhere to Wintrust's underwriting standards, templates, policies, and procedures.
• Monitor portfolio to ensure risk ratings to clients and facilities are accurate and supported.

Benefits

• Medical Insurance
• Dental
• Vision
• Life insurance
• Accidental death and dismemberment
• Short-term and long-term Disability Insurance
• Parental Leave
• Employee Assistance Program (EAP)
• Traditional and Roth 401(k) with company match
• Flexible Spending Account (FSA)
• Employee Stock Purchase Plan at 5% discount
• Critical Illness Insurance
• Accident Insurance
• Transportation and Commuting Benefits
• Banking Benefits
• Pet Insurance

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree