Systematic Capital Markets Analyst
About The Position
Tomo is a digital mortgage company on a mission to eliminate the greed and complexity in lending, helping homebuyers save thousands of dollars. Our AI-driven customer experience makes the lending process faster, less frustrating, and more affordable. By passing these savings directly to homebuyers, we eliminate excessive fees and inflated rates that cost Americans billions each year. Backed by top-tier venture investors, including Ribbit, Citi Ventures, NFX and Progressive Insurance, Tomo is poised to become one of the most valuable fintech startups of our generation. The elevator pitch… This is a rare opportunity for mentorship and training by a visionary capital markets executive who has shaped a generation of housing finance innovation and talent (that's our words - not his). The Tomo Systematic Capital Markets analyst will support and eventually drive automation and systemization in pricing, loan product creation, and investor relations with correspondent banks.
Requirements
- You’re a Systems Thinker: You don't just "do" tasks; you automate them. You enjoy finding ways to make things run faster and more profitably.
- A Technical Toolkit: You’re comfortable working with Python and SQL or another programming langauge and you’re already experimenting with AI-based automations (like Gemini or Claude) to level up your output.
- The "Scrappy" Factor: You have a bias toward action. If there isn't a clear path forward, you figure it out. You’re great at finding resourceful, clever ways to get a project across the finish line.
- Detail-Oriented: You understand that your work has direct financial consequences, so you’re the type of person who checks the math one last time before hitting send.
- Naturally Curious: You’re a sponge for information. You’re constantly asking questions and trying to understand how all the moving parts of the business fit together.
- Experience: You have 0–2 years of experience and are ready to hit the ground running.
Nice To Haves
- A quantitative degree mixed with a qualitative minor, or a solid foundation in Finance or Economics.
- You’ve spent time in a previous role where business meets tech, and you’re comfortable translating goals into technical solutions.
Responsibilities
- Improve efficiency and accuracy in our lock workflows to ensure sales and customer requests are fulfilled in a timely manner
- Built tools to enable us to “Watch the money” by ensuring that loans meet our revenue requirements and investors price our loans properly
- Lead a range of quantitative projects to enable us to better understand and monetize our business
- Work on both our systems for MBS and whole loan trading
Benefits
- Equity Ownership: All teammates receive stock options—we win together
- Comprehensive Medical, Dental, and Vision plans for you and your dependents with some plans 100% covered
- Work-life balance and a generous paid time off policy
- In order to support teammates who become parents, Tomo Mortgage provides paid parental leave
- 401(k) retirement plan
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
Education Level
No Education Listed
Number of Employees
1-10 employees
