SVP - Real Estate Lending

Amplify Credit Union • Austin, TX

252d • $217,910 - $348,090 • Remote

About The Position

As a growing, tech-focused credit union, Amplify Credit Union delivers value to our members through our products and impact to our community through our profits. That unique intersection is one reason we've been named a Top Workplace by the Austin American-Statesman six years in a row. We're also proud to say that we're the only full-service financial institution that doesn't have deposit fees of any kind. We're looking for teammates who are inspired by our mission and ready to grow their careers. As they do, our employees can expect Amplify to uphold our commitments to culture, community, inclusion, and more. The Senior Vice President - Real Estate Lending leads all aspects of the Real Estate lending process, assuring team members provide superior service. This role works directly with Amplify Leadership on the strategic and tactical initiatives of the department to accomplish the financial and other objectives of Amplify Credit Union. The position incumbent is expected to exercise broad discretion within Amplify and has full P&L responsibility for this business line Policies to meet and exceed stated objectives.

Requirements

• Bachelor's degree and five years operations management experience, or 10+ years of qualified experience in leading and managing a successful mortgage operations team.
• Previous financial services experience and previous experience with mortgage and home equity compliance, quality control and secondary market activities is required.
• Must be bondable and be able to be registered with the Nationwide Mortgage Licensing System.
• Knowledge and efficiency with the use of a personal computer, Microsoft Office products (Intermediate level skills with Microsoft Excel and Microsoft Word), Credit Bureau Systems and financial calculators.
• Experience with Desktop Underwriter and/or Loan Prospector underwriting systems.

Nice To Haves

• Knowledge of Encompass Loan Originator Software is highly beneficial, but not necessarily required.
• Prior experience working with Executive Leadership to create and implement a plan to centralize and standardize operations from various real estate loan products.
• Experience in Portfolio Real Estate Lending.
• In-depth knowledge of licensing requirements for a FNMA-approved Seller/Servicer of Mortgage Loans and FHA/VA fully delegated Lending.
• Proven experience in proactive process improvement techniques and motivating staff to excel in operations and service.
• Training preparation and delivery experience.

Responsibilities

• Collaborates closely with executive leadership to define Amplify's mortgage lending operations model, define product mix, design/deliver a distinctive service experience, and implement appropriate oversight governance.
• Serves as a member of the Management Loan Committee and represents credit union management at Board of Directors meetings.
• Leads and directs all Retail, Wholesale and Correspondent mortgage lending activities while ensuring compliance with credit union lending policies and accomplishing the production and income objectives of Amplify.
• Responsible for timely processing, underwriting, funding, and closing of real estate loan volume including first and second mortgages, home equity and home equity lines of credit.
• Leads Secondary Marketing team to develop and implement loan sales through Agency, Correspondent, and Participation methods.
• Establishes and monitors goals for achieving production objectives as well as the development and growth of existing and new market share.
• Drives and manages growth in non-interest income through current and non-traditional means.
• Monitors interest rate, housing market, and competitive landscapes to determine both areas of opportunity and potential threats for the business.
• Works with Amplify Leadership to establish and manage annual budgets for all aspects of Real Estate Lending.
• Maintains operations that are compliant with internal policy and external regulations.
• Delivers new systems, solutions, and processes that cost effectively meet internal and external stakeholder needs.
• Provides training to Real Estate staff and external stakeholders on processing, underwriting, closing/funding, loan delivery, quality control and compliance policies.
• Regularly attends internal and external training courses, educational meetings, webinars, and/or seminars to stay informed of lending and compliance policies.
• Upholds credit union policies and procedures and champions organizational culture both internally and externally.

Benefits

• Medical, Dental, and 401(k) programs for team members.
• Customized volunteer opportunities with our signature partners (Saint Louise House).
• Additional paid time off for volunteer-related activities.
• Undergraduate and graduate tuition benefits for eligible full-time and part-time team members.

What This Job Offers

• Job Type: Full-time
• Career Level: Executive
• Industry: Credit Intermediation and Related Activities
• Education Level: Bachelor's degree