SVP, Commercial Credit Risk Modeler

Bank OZK • Dallas, TX

95d

About The Position

Develops and maintains credit risk models for a commercial banking portfolio with significant exposure to commercial real estate (CRE).

Requirements

• Bachelor’s in Quantitative Finance, Statistics, Economics, Mathematics, or related field, or commensurate work experience, required.
• 6+ years of experience in credit risk modeling within a commercial banking environment, required.
• 2+ years of experience with Moody’s RiskCalc and CMM, required.
• 2+ years of experience leading work projects, managing, or supervising/mentoring others, required.

Nice To Haves

• Master’s degree in similar fields, preferred.

Responsibilities

• Builds and maintains credit risk models (PD, LGD, EAD) tailored to commercial real estate exposures.
• Utilizes Moody’s RiskCalc and CMM tools to assess borrower and property-level or collateral-level risk.
• Conducts model performance monitoring, benchmarking, and back-testing.
• Ensures compliance with regulatory standards (e.g., CECL, Basel III, SR 11-7).
• Analyzes CRE loan and borrower data to identify risk trends and portfolio vulnerabilities.
• Prepares model documentation and presentations for internal and regulatory stakeholders.
• Collaborates with data teams to ensure data quality and consistency.
• Partners with Credit, Lending, Finance, and Risk teams to integrate model insights into credit decisioning and portfolio management.
• Supports stress testing, scenario analysis, and capital planning initiatives.
• Assist in regulatory exams and internal audit reviews related to credit risk modeling.
• Maintain robust documentation and version control for all models.

What This Job Offers

• Job Type: Full-time
• Education Level: Bachelor's degree
• Number of Employees: 1,001-5,000 employees