Structured Working Capital- Payments - Senior Associate

JPMorgan Chase & Co. • Jersey City, NJ

2d

About The Position

As a Transactor within Trade & Working Capital's Structured Working Capital
team, you will be responsible for structuring, executing and managing structured
receivables and inventory finance transactions. You will work closely with
clients to understand their working capital objectives, identify opportunities
and recommend customized structures. Collaborate with us on transactions ranging
from bilateral receivables purchase structures to multibillion-dollar syndicated
inventory financing, all designed to optimize our clients' global working
capital flows.

Trade & Working Capital (T&WC)
is a division of JPMorgan Payments. For more than
200 years, J.P. Morgan has helped clients make trade payments, access liquidity,
and manage risk. We connect counterparties with market-leading Traditional
Trade, Supply Chain Finance, and Export Finance solutions. Our institutional
strength, practical expertise, comprehensive technology, and unparalleled
network enable us to deliver powerful global solutions, when and where our
clients need them. Our global product and technology platform, integrated client
service model and network of operational centers enable us to deliver a
consistent set of services to clients no matter where they are across the world.

Requirements

• 2+ years of structuring and transaction experience, with strong working knowledge of corporate finance, corporate credit and legal risk
• Bachelor's degree in finance, business, economics, or a related field
• Ability to work collaboratively in team environment
• Ability to work closely with clients, understand their needs, and develop customized financial solutions.
• Proactive mindset with capability to identify issues and develop solutions independently
• Strong understanding of financial modeling, structuring, and analysis. Proficiency in financial software and tools
• Innovative thinking to bring solutions to complex problems
• Effective communication for pitching, structuring, and executing transactions, as well as leading approval discussions
• Capability to support senior team members and guide operational processes

Nice To Haves

• Relevant trade finance experience with exposure to structured receivable transactions

Responsibilities

• Works closely with the Trade Sales and Global Corporate Banking teams to recommend structured off-balance sheet solutions to enhance working capital position for clients within specific sectors
• Partners with finance, product, legal and risk functional colleagues to ensure seamless product delivery for structures which can be adapted to meet bespoke customer needs
• Supports senior members of the team to pitch, structure and execute transactions bringing innovative solutions to complex problems
• Prepares and review data analysis including cash flow models, stress test models and other analytical tools
• Identifies opportunities and recommend customized financial structures
• Develops expertise in transaction execution including socializing with internal partners, preparing credit analysis and approval materials, leading approval discussions, guiding operational processes, and negotiating legal documentation
• Understands and assess competition, capital markets, accounting, macroeconomic and regulatory dynamics

Benefits

• We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location.
• Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions.
• We also offer a range of benefits and programs to meet employee needs, based on eligibility.
• These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more.
• Additional details about total compensation and benefits will be provided during the hiring process.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level