Structured Finance - Credit Analyst, RMBS - New York, NY

Fitch Group • New York, NY

242d • $85,000 - $110,000 • Hybrid

About The Position

As one of the world's top three credit ratings agencies, Fitch Ratings plays a critical role in global capital markets by providing supplementary credit analysis, ratings, research, and commentary to financial market participants. For over 100 years, Fitch Ratings has been creating value for global markets through its rigorous analysis and deep expertise, which have resulted in a variety of market leading tools, methodologies, indices, research, and analytical products. Fitch Ratings is part of Fitch Group, a global leader in financial information services with operations in more than 30 countries, which also includes Fitch Solutions. With dual headquarters in London and New York, Fitch Group is owned by Hearst. At Fitch Ratings, credit analysts play a pivotal role in moving markets, as quality credit analysis is the lifeblood of our organization. With a legacy of over a century, our unique approach to credit ratings offers unmatched opportunities for professional growth. Embracing a “challenger mindset,” you'll join a team dedicated to innovating service to our clients. Our people-driven analysis thrives on collaboration across all levels and locations, surpassing traditional financial modeling. Lastly, as part of our global community, you'll find inspiration, challenge, and support, with ample opportunities for visibility and influence in the global financial marketplace.

Requirements

• You have a bachelor's degree at minimum
• You have 1-3 years of relevant experience
• Experience in capital markets, mortgage markets, and/or credit analysis is a plus
• You possess strong analytical, quantitative, and organizational skills
• You have excellent written and verbal communication skills
• You have the ability to excel in a team-oriented environment

Nice To Haves

• Analyzing critical credit, legal, and structural elements of residential mortgage-backed transactions
• Assisting in the development of ratings criteria, including writing relevant reports and developing recommendations to enhance analysis
• Producing high-quality internal and external written reports, including credit committees, criteria documents, special reports, and market commentary
• Communicating Fitch's rating methodology and criteria to issuers and investors effectively
• Deploying and implementing cashflow models and tools used in the rating process
• Leading and/or supporting research projects
• Maintaining assigned rating relationships

Responsibilities

• Analyze critical credit, legal and structural elements of residential mortgage-backed transactions
• Assist in the development of ratings criteria, including writing relevant reports and developing recommendations to bolster analysis
• Produce quality internal and external written reports including credit committees, criteria, special reports and market commentary
• Communicate Fitch rating methodology and criteria to issuers and investors
• Deployment and implementation of cashflow models and tools used in the rating process
• Lead and/or support research projects
• Maintain assigned rating relationships

Benefits

• Hybrid Work Environment: 2 to 3 days a week in office required based on your line of business and location
• A Culture of Learning & Mobility: Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity
• Investing in Your Future: Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goals
• Promoting Health & Wellbeing: Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing
• Supportive Parenting Policies: Family-friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively
• Inclusive Work Environment: A collaborative workplace where all voices are valued, with Employee Resource Groups that unite and empower our colleagues around the globe

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Industry: Professional, Scientific, and Technical Services
• Education Level: Bachelor's degree