Staff Software Engineer - Martech (SF)

PayJoy • San Francisco, CA

2d • $310,000 - $324,000

About The Position

PayJoy is a mission-first credit provider dedicated to helping under-served customers in emerging markets to achieve financial stability and success. Our patented technology for secured credit provides an on-ramp for new customers to enter the credit system. Through PayJoy’s point-of-sale financing and credit cards, customers gain access to a modern quality of life. PayJoy’s credit also allows our customers to seize opportunities as micro-entrepreneurs, and provide safety acts as insurance for tough times. Through our cutting-edge machine learning, data science, and anti-fraud AI, we have served over 18 million customers as of 2025 while achieving solid profitability for sustainable growth. The Staff Software Engineer – MarTech Systems is responsible for defining the architectural direction and making high-impact technical decisions that will shape the development of platforms for MarTech Systems, which drive global customer acquisition, activation, engagement, and retention.

Requirements

• 10+ years of software engineering experience, with ownership of MarTech platforms, distributed systems, or large-scale data pipelines.
• Strong, hands-on experience in MarTech / Growth Engineering, including attribution, event tracking, analytics, marketing automation, personalization, and CRM/CDP integrations.
• Proven experience working with Adobe Experience Platform (AEP) and Adobe Experience Cloud (identity, audience management, data activation).
• Experience with Salesforce and at least one lifecycle marketing platform (Marketo or Braze).
• Ability to design end-to-end architecture, define a technical roadmap, and turn ambiguity into clear, scalable solutions.
• Hands-on experience with cloud-native architectures, APIs, event-driven systems, and data modeling (AWS preferred).
• Strong technical leadership as an individual contributor: influence, ownership, and decision-making.
• Excellent collaboration with Marketing, Product, and Data teams.

Nice To Haves

• Experience integrating CPQ / contract systems (DealHub, Ironclad).
• Experience building in-house personalization engines or CMS.
• Exposure to AI/ML models for growth, targeting, or recommendations.
• Background in fintech or data- and marketing-heavy environments.

Responsibilities

• Architect and own PayJoy’s marketing-technology platforms, including attribution pipelines, tracking frameworks, lifecycle automation engines, personalization systems, and CRM/CDP integrations.
• Lead medium-to-large, multi-team engineering initiatives end-to-end, including problem definition, architecture design, planning, risk mitigation, execution, testing, deployment, and ongoing monitoring.
• Make high-impact technical contributions across complex distributed systems, unblocking teams and elevating system reliability, performance, and scalability.
• Define technical direction, standards, and best practices for MarTech systems, driving alignment across Engineering, Product, Marketing, and Data.
• Ensure operational excellence by establishing SLOs, improving observability, reducing incidents, managing technical debt, and maintaining high code quality.
• Represent MarTech systems in cross-functional forums, clearly communicating architectural trade-offs, risks, timelines, and business impact to senior stakeholders while influencing roadmap decisions.

Benefits

• Company-funded health, dental, and vision insurance for employee and immediate family
• Company-funded employee life and disability insurance
• 401k contribution
• Company holidays; 20 days of vacations; unlimited sick leave
• Commuter benefit ($270/month)

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed
• Number of Employees: 1,001-5,000 employees