Upstart-posted 4 months ago
$157,000 - $217,500/Yr
Full-time • Mid Level
1,001-5,000 employees

Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload. Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States. However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas. Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we’d love to hear from you! The Investor Analytics team plays a pivotal role in securing capital—a critical function that powers our business. This is a high-impact, high-visibility role where you’ll collaborate across the organization to deliver the analytical insights and technical capabilities that drive data-informed decision-making. As a Staff Data Analyst, you will play a pivotal role in influencing Upstart’s success. Partnering closely with our Capital Markets and Lending Partnership teams, you’ll work directly with some of the top institutional capital providers in the industry, helping them leverage Upstart’s cutting-edge technology to achieve their business goals. You’ll drive insights into loan credit and financial performance while contributing to the structuring of bespoke capital deals that meet the unique needs of Upstart and our partners. This is a high-visibility opportunity to collaborate with industry leaders, shape strategic decisions, and make a meaningful impact on the growth and innovation of a company reshaping the future of lending.

  • Work closely with Capital Markets and Lending Partnership teams to shape Upstart’s capital strategy.
  • Engage directly with capital investors to showcase the strength of Upstart’s platform, build lasting confidence, and craft tailored capital solutions.
  • Work hand-in-hand with Data Analytics, Machine Learning, Product, Engineering, and Finance teams to shape credit metrics and develop financial forecasts.
  • Drive impactful decisions within Upstart’s credit platform and the investor/lending community by identifying opportunities and evaluating risks.
  • Develop foundational financial models, data pipelines, and automated reporting systems to deliver powerful insights.
  • Mentor junior team members while fostering a culture of excellence in data, credit, and analytics.
  • 7+ years of professional growth and proven success in the technology and financial sectors.
  • Strong background in credit analytics, valuation, and quantitative financial model development.
  • Hands-on proficiency with advanced SQL techniques and experience with Python or R.
  • Expertise in working with large datasets, data modeling, and building robust data pipelines.
  • Exceptional track record of building strong partnerships with cross-functional teams.
  • Skilled at translating complex business insights into compelling narratives using data visualization tools.
  • Extensive experience in consumer lending strategy, with a strong background in consumer credit capital markets.
  • Competitive Compensation (base + bonus & equity)
  • Comprehensive medical, dental, and vision coverage with Health Savings Account contributions.
  • 401(k) with 100% company match up to $4,500 and immediate vesting.
  • Employee Stock Purchase Plan (ESPP)
  • Life and disability insurance
  • Generous holiday, vacation, sick and safety leave
  • Supportive parental, family care, and military leave programs
  • Annual wellness, technology & ergonomic reimbursement programs
  • Catered lunches + snacks & drinks when working in offices
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