The Associate Credit Analyst - Banker Development Program is an entry-level position designed for recent college graduates and early professionals looking to grow their career in the finance industry. The program is a 12-18 month training initiative aimed at developing future leaders in banking with strong analytical and relationship management skills. It consists of two phases: a Training Phase and a Rotational Phase. The Training Phase includes classroom-based learning and professional development on topics such as financial accounting, cash flow analysis, credit analysis, and risk management. The Rotational Phase provides on-the-job training through structured rotations in various lending groups, allowing participants to gain in-depth exposure to the bank's operations and perform analytical work required for their assigned business line.