RLI-posted 4 months ago
$104,211 - $149,022/Yr
Mid Level
Hybrid • Alpharetta, GA
501-1,000 employees
Insurance Carriers and Related Activities

Under general oversight, performs similar to Underwriter I and II but builds upon existing expectations; builds even stronger relationships with producers, reinsurers, and contacts; and rather than assist, has more ownership and responsibility to review complex sources of profit by selecting appropriate risks. Also responsible for increasing submission flows.

  • Analyze, evaluate, accept, decline, rate, quote, and bind new or renewal submissions with high premium or risk exposure.
  • Build strong relationships between agents, reinsurers, and contacts.
  • Review complex submissions, account losses, pricing models, and profitable premiums.
  • Review complex sources of profit by selecting appropriate risks.
  • Assist with special projects or other duties as needed.
  • Typically requires a bachelor's degree in insurance, finance, risk management, business or a related field.
  • Minimum of 5+ years of related experience for consideration.
  • [OR] equivalent level of education and experience.
  • Ability to use analytical methods in underwriting processes to find workable solutions.
  • Ability to verbally and in writing, communicate findings and recommendations to internal and external contacts on underwriting matters.
  • Ability to use software to summarize and analyze large amounts of data.
  • Understands, applies, & properly documents nature of operations of the risk for accounts assigned & communicates findings.
  • Ability to prepare, review, and complete underwriting analysis of accounts.
  • Analytical skills and understanding of submission requirements, model entry, and product appetite.
  • Participates in underwriting related continuing education.
  • Ability to generate innovative solutions within the underwriting department.
  • Has typically obtained letter of authority.
  • Has a good understanding of the markets and clients being serviced.
  • Has some authority to process approval, issuance, or change requests for policies.
  • Works on slightly more complex risks than UW I and has obtained higher level of authority.
  • Presents solutions to management on non-standard issues without prior oversight or guidance from manager.
  • Ability to know proper sign off & correct UW judgement in most cases.
  • Possess a thorough understanding of the internal processes of the product and displayed understanding of loss rating/credibility.
  • Working toward building and maintaining a profitable book of business.
  • Annual bonus plans
  • Employee stock ownership plan (ESOP)
  • 401(k) - automatic 3% company contribution
  • Annual 401k and ESOP profit-sharing contributions (Up to 15% of eligible earnings)
  • Paid time off (PTO) and holidays
  • Paid volunteer time off (VTO) to support our communities
  • Parental and family care leave
  • Flexible & hybrid work arrangements
  • Fitness center discounts and free virtual fitness platform
  • Employee assistance program
  • Comprehensive medical, dental and vision benefits
  • Flexible spending and health savings accounts
  • 2x base salary for group life and AD&D insurance
  • Voluntary life, critical illness, & accident insurance for purchase
  • Short-term and long-term disability benefits
  • Training & certification opportunities
  • Tuition reimbursement
  • Education bonuses
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