Sr. Specialist, Credit

KeyBank•Houston, TX

4d•$19 - $28

About The Position

This position provides support, subject matter expertise, and drives data integrity and consistency in the various underwriting and loan accounting systems used within Commercial Underwriting. This function includes validation of data elements related to commercial underwriting, report preparation and underwriting related monitoring.

Requirements

High school graduate or equivalent work experience, some college preferred.
Ability to pay close attention to detail with strong organizational, time management and prioritization skills.
Ability to work well individually as well as part of a team.
Proficientcy using Microsoft Office Suite (i.e. Outlook, Excel, Word)

Nice To Haves

Familiarity with, and understanding of, traditional and automated commercial credit underwriting/approval methodologies and their use.
Proficiency using Automated Financial Systems (AFS) commercial accounting and billing systems such as CLS and Hogan.
Familiarity with LIQ (loan IQ) and Aspire
Familiarity with reviewing credit approval write-ups with preferred experience using Salesforce/nCino, or Key’s Credit Write-up & Approval (CWA) underwriting systems.
Satisfactory understanding and knowledge of commercial credit policies and procedures

Responsibilities

Execute preventative controls to assess consistency, quality, and adherence to policy/procedures.
Perform post-approval reviews ensuring data integrity and consistency between write-ups and the various systems utilized within the underwriting process. This includes but is not limited to accuracy of risk ratings, NAICS code, credit review dates/maturity dates, covenants etc.
Communicate data errors to responsible parties ensuring timely data correction.
Perform manual risk rating changes and/or validations ensuring timeliness and accuracy.
Compile reports and communicate risk rating changes to appropriate loan accounting systems
Compile reports summarizing volume of risk rating changes, data integrity errors, etc.
Review and research suspect reports from underwriting and loan accounting systems ensuring that any data anomalies are corrected or justified.
Assist Loan Support Manager with maintenance and update of procedures
Assist with compiling credit files for internal/external audits
Order tax transcripts to assist with credit approval process
Support and participate in underwriting related projects as needed. Examples could include process improvements, implementing change across underwriting, credit, and the line of business, etc.
Assist with identification and escalation of risk