Pennymac-posted 2 months ago
$50,000 - $75,000/Yr
Full-time • Mid Level
Fort Worth, TX

PennyMac is seeking a Senior Credit Reporting Specialist to join our team. This vital role is central to ensuring the accurate and timely monthly transmission of our mortgage portfolio data to the four major credit bureaus. You'll be the backbone of our credit reporting process, upholding data integrity and adherence to the highest compliance standards. As a Senior Credit Reporting Specialist, you will primarily support the Credit Reporting team in the production and quality control of our monthly credit reporting transmission file. In addition, you will research complex issues, ensure procedures and policies are current, review and analyze data exceptions and review system logic and rules.

  • Assist in the generation and final review of the monthly Metro-2 transmission file for all four credit bureaus
  • Execute and analyze trial queries (both pre-transmission and post-transmission) to validate data accuracy, completeness, and formatting
  • Conduct rigorous post-transmission validation queries to identify and investigate potential 'red flags,' anomalies, and discrepancies in the reported data
  • Understand the Credit Reporting Process Flow, including the origin of the credit reporting data, the system limitations for reporting and correcting data, and the application of internal bulk templates and reporting tabs
  • Make business process recommendations and implement changes across the department as appropriate
  • Implement processes that assist with the increase of quality and production metrics
  • Perform other related duties as required and assigned
  • Demonstrate behaviors which are aligned with the organization’s desired culture and values
  • Bachelor’s degree or equivalent work experience
  • 5+ years of relevant work experience
  • Advanced Microsoft Office (Excel, Word, PowerPoint)
  • Ability to create databases and query data is a plus
  • Strong mortgage non-default servicing experience required
  • Comprehensive Medical, Dental, and Vision
  • Paid Time Off Programs including vacation, holidays, illness, and parental leave
  • Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations)
  • Retirement benefits, life insurance, 401k match, and tuition reimbursement
  • Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships
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