PayPal-posted 2 months ago
Full-time • Mid Level
Hybrid • Chicago, IL
5,001-10,000 employees
Credit Intermediation and Related Activities

As a Sr Software Engineer on the Bill Pay Engineering team, you will work on an integrated payment processing service solution for Billing Aggregators that directly contributes to PayPal's growth. You will play a key role on an engineering team that is directly responsible for solving complex engineering problems across multiple tech stacks and contributing to the development of products that span Braintree, Venmo, PayPal, and Hyperwallet. In your day-to-day role you will work on designing and building a seamless omnichannel payment acceptance solution for Billing Aggregators with the objective of helping streamline onboarding, increase authorization rates, reduce costs, reduce fraud, and drive conversion. You will gain exposure to cross functional technology and business domains such as transaction processing, settlement, pricing, and reporting. You will have the chance to work on various teams and technology stacks. We practice test-driven development and strongly encourage a culture of pair programming. Developers test, release, and monitor their own code. We keep the team coordinated with daily stand-ups and have regular retrospectives to inspect and adapt our working model and processes to increase quality and effectiveness. We value unique perspectives brought by diverse backgrounds and experiences. A broad range of ideas and perspectives help us to create the best possible product.

  • Delivers complete solutions spanning all phases of the Software Development Lifecycle (SDLC) (design, implementation, testing, delivery and operations), based on definitions from more senior roles.
  • Advises immediate management on project-level issues
  • Guides junior engineers
  • Operates with little day-to-day supervision, making technical decisions based on knowledge of internal conventions and industry best practices
  • Applies knowledge of technical best practices in making decisions
  • Implement and enhance observability frameworks including logging, tracing, metrics, and alerting using Splunk, Datadog, Sentry, and PagerDuty.
  • Collaborate with SRE and cloud teams to design and maintain high-availability architectures across AWS and GCP.
  • Lead Incident and Problem Management practices - ensuring rapid detection, efficient triage, root cause analysis, and long-term remediation.
  • Define and maintain SLIs/SLOs, build dashboards, and automate monitoring and alerting workflows.
  • Contribute to on-call rotations and ensure incident response readiness across critical systems.
  • Design, build, and optimize backend services and APIs using Ruby on Rails and PostgreSQL data systems.
  • Leverage PostgreSQL and GCP BigQuery for performance tuning, analytics, and data consistency across transactional systems.
  • Collaborate with cross-functional teams to deliver secure, scalable, and reliable payment solutions.
  • Participate in code reviews, design discussions, and technical planning to drive excellence in system architecture and development.
  • Build automation, integration pipelines, and scalable components leveraging AWS/GCP cloud services.
  • 3+ years relevant experience and a Bachelor's degree OR Any equivalent combination of education and experience.
  • Track record in designing and writing understandable, testable, and easy-to-maintain software
  • Deep knowledge of industry design patterns and object-oriented programming
  • Operates with little day-to-day supervision, making technical decisions based on knowledge of internal conventions and industry best practices
  • Comfortable with context switching and managing across multiple priorities.
  • Be a quick learner undaunted by complex systems. Ability to expand to new domains and be able to pick up and contribute quickly.
  • Ability and desire to work in our collaborative environment: open team room, pair programming and fluid interactions with all products and operations teams.
  • High interest in Test Driven Development and specific experiences using a test heavy approach to solve problems and create solutions.
  • Commitment to operational excellence through the development of automation, instrumentation of code, and end-to-end monitoring solutions.
  • Advises immediate management on project-level issues
  • Solid backend or platform engineering experience in high-availability, transaction-heavy, or FinTech environments.
  • Experience with Ruby on Rails for building backend APIs and services.
  • Solid SQL development skills with PostgreSQL and GCP BigQuery.
  • Strong proficiency with AWS and GCP Cloud infrastructure and services.
  • Hands-on expertise in observability tools: Splunk, DataDog, PagerDuty.
  • Proven experience in Incident Management and Problem Management from detection to post-incident review.
  • Excellent troubleshooting, analytical, and collaboration skills across distributed systems.
  • Understanding of Network OSI model, SQS, Kafka, Data Replication, and API integrations.
  • Experience designing scalable architectures in AWS.
  • Exposure to AI/ML, particularly LLM (Large Language Model) integrations.
  • ITIL v4 Certification or demonstrated familiarity with IT service management best practices.
  • flexible work environment
  • employee shares options
  • health and life insurance
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