Sr. Software Engineer, Backend (Payments & Ledger)

Synctera

74d • $162,000 - $190,000

About The Position

At Synctera, we’re powering the future of FinTech. We help companies create new revenue streams and enhance their value proposition with FinTech apps and embedded banking products. With APIs, compliance support, and bank partners in one end-to-end Banking as a Service platform, Synctera is the fastest and easiest way to build, launch, and scale bank accounts, debit cards, charge cards, lending, and more. We help banks increase deposits and non-interest income by expanding their footprint through FinTech and embedded finance partnerships. The Synctera Platform enables banks to manage their program through a fully compliant, scalable solution. We are looking for interesting, curious, wickedly smart people who are ready to jump in and run with our fast-growing team. If you want to have fun at work, collaborate with some of the sharpest people in the industry, grow the FinTech and Banking as a Service ecosystem, and love to win, read on!

Requirements

• 4-6+ years of professional experience working as a Software Engineer
• Experience with Go or a comparable structured and opinionated language
• Experience with PostgreSQL or other relational databases
• Experience with at least one major cloud provider, preferably Google Cloud
• Experience in using and creating RESTful APIs, which will be consumed by our frontend engineers and our customers

Nice To Haves

• Experience with Python / GitLab APIs / Google Cloud APIs
• Experience being a part of early-stage, fast-moving engineering teams
• Familiarity with payment rails and financial systems
• Knowledge of ISO 20022 or other financial messaging standards

Responsibilities

• Develop services and utilities in Go
• Collaborate with the product team and stakeholders to understand financial services challenges and develop effective solutions
• Design and implement robust, secure, and scalable payment processing systems supporting ACH, wire, MRDC, card, and real-time payment rails
• Ensure high availability and fault tolerance of critical financial services
• Enhance and maintain a double-entry ledger system to reflect financial transactions across accounts
• Build integrations with third-party payment processors and vendors
• Solve engineering problems as part of a small team
• Advocate for development best practices, fostering knowledge-sharing across the team
• Mentor Software Engineers to allow for skill/knowledge development through advice, coaching, and training opportunities

Benefits

• 100% employer paid medical, dental, and vision benefits for US and Canadian employees and dependents
• Employer contribution to HSA for US employees
• Annual HCSA and generous extended health care coverage for Canadian employees and dependents
• 401(k) for US employees and RRSP for Canadian employees
• Mental health resources available for all employees
• Unlimited paid time off
• Generous paid new parent leave program
• Home office setup stipend
• Stock options program for all employees
• Growth potential and opportunity to have a significant impact at an early stage of our company's journey
• Working alongside a skilled and passionate team

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 51-100 employees