The position involves developing new business from prospects in the corporate banking market, particularly focusing on deposit gathering. The candidate will work with internal colleagues to maximize earnings potential and formulate strategies to minimize the rate paid on deposits while providing the best possible product service. Additionally, the role requires maintaining and growing an existing profitable loan portfolio by seeking lending and other credit opportunities with new potential clients. The candidate will collaborate with the portfolio management team to monitor the existing portfolio, ensuring it remains at a very low risk level by applying the bank's credit policy and procedures, analyzing company fundamentals, and supervising internal reporting systems. The role also includes performing high-level credit analysis, evaluating capital structures of potential new clients, and analyzing company fundamentals in light of industry trends and market conditions. The candidate will assist in preparing prescreen memos in conjunction with underwriters and present recommendations of credit memorandums to credit administration and management as necessary. Reviewing loan documents, overseeing the loan closing and funding process, and maintaining effective working relationships with both internal and external stakeholders are also key responsibilities. Furthermore, the candidate will provide mentoring to junior team members, especially business development and relationship managers.
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Job Type
Full-time
Career Level
Senior
Industry
Credit Intermediation and Related Activities
Education Level
Bachelor's degree
Number of Employees
1,001-5,000 employees