Sr Mgr, BUCO – Risk & Core Platforms

PayPal•San Jose, CA

About The Position

Lead complex projects and problem resolution efforts related to risk management. Collaborate with teams to identify and analyze risks that may impact operations and assets. Develop and implement strategies for risk mitigation and compliance. Assess current business trends to inform risk management practices and improvements. Drive global process improvements through effective project management and stakeholder engagement. Provide second-line compliance oversight for RCP, including risk identification, control monitoring, and reporting. Advise BRCLs and business partners by delivering clear, actionable compliance guidance and effective challenge on key risk and control matters. Prepare and syndicate the trimester Risk and Compliance Rating (RCR) report, ensuring visibility into emerging risks and progress on remediation. Support and monitor key initiatives such as process transformations, system implementations, and organizational changes to ensure regulatory alignment. Participate in the Risk Operations Program as the compliance approver for RCP issues, remediation tasks, and product changes; provide effective challenge across the risk lifecycle. Support root cause analysis of complex issues and translate findings into practical, long-term solutions that strengthen the overall control environment. 8+ years relevant experience and a Bachelor's degree OR Any equivalent combination of education and experience. Experience & Expertise: 8-10 years of experience in Compliance, Risk Management, and/or Audit within the financial services or fintech industry. Strong foundation in regulatory compliance, internal controls, and risk management, with working knowledge of consumer protection laws (e.g., Reg Z, Reg E, TCAP, UDAAP) and related regulations. Strategic Thinking & Analytical Skills: Advanced analytical and critical-thinking ability to interpret complex financial, operational, and regulatory information and translate it into practical, risk-based solutions. Leadership & Influence: Demonstrated ability to lead through influence, build trust, and collaborate effectively across Product, Engineering, Risk, Operations, and Legal teams. Proven success managing risk/compliance programs in dynamic, technology-driven environments. Communication & Presence: Excellent written and verbal communicator who can simplify complex concepts, provide balanced and actionable guidance, and confidently influence at senior and executive levels. Execution & Change Management: Skilled in managing large-scale initiatives, balancing competing priorities, and driving execution under tight deadlines. Flexible, pragmatic, and solution-oriented in managing change and ambiguity. Technical Acumen: Understanding of identity/CIP processes, transaction flows, and compliance platform interfaces, with the ability to assess and strengthen risk controls across product and engineering environments. Resilience & Growth Mindset: Highly organized, proactive self-starter who performs effectively under pressure, adapts quickly to evolving regulatory landscapes, and continuously seeks learning and improvement.

Requirements

8+ years relevant experience and a Bachelor's degree OR Any equivalent combination of education and experience.
8-10 years of experience in Compliance, Risk Management, and/or Audit within the financial services or fintech industry.
Strong foundation in regulatory compliance, internal controls, and risk management, with working knowledge of consumer protection laws (e.g., Reg Z, Reg E, TCAP, UDAAP) and related regulations.
Advanced analytical and critical-thinking ability to interpret complex financial, operational, and regulatory information and translate it into practical, risk-based solutions.
Demonstrated ability to lead through influence, build trust, and collaborate effectively across Product, Engineering, Risk, Operations, and Legal teams.
Proven success managing risk/compliance programs in dynamic, technology-driven environments.
Excellent written and verbal communicator who can simplify complex concepts, provide balanced and actionable guidance, and confidently influence at senior and executive levels.
Skilled in managing large-scale initiatives, balancing competing priorities, and driving execution under tight deadlines.
Flexible, pragmatic, and solution-oriented in managing change and ambiguity.
Understanding of identity/CIP processes, transaction flows, and compliance platform interfaces, with the ability to assess and strengthen risk controls across product and engineering environments.
Highly organized, proactive self-starter who performs effectively under pressure, adapts quickly to evolving regulatory landscapes, and continuously seeks learning and improvement.

Responsibilities

Lead complex projects and problem resolution efforts related to risk management.
Collaborate with teams to identify and analyze risks that may impact operations and assets.
Develop and implement strategies for risk mitigation and compliance.
Assess current business trends to inform risk management practices and improvements.
Drive global process improvements through effective project management and stakeholder engagement.
Provide second-line compliance oversight for RCP, including risk identification, control monitoring, and reporting.
Advise BRCLs and business partners by delivering clear, actionable compliance guidance and effective challenge on key risk and control matters.
Prepare and syndicate the trimester Risk and Compliance Rating (RCR) report, ensuring visibility into emerging risks and progress on remediation.
Support and monitor key initiatives such as process transformations, system implementations, and organizational changes to ensure regulatory alignment.
Participate in the Risk Operations Program as the compliance approver for RCP issues, remediation tasks, and product changes; provide effective challenge across the risk lifecycle.
Support root cause analysis of complex issues and translate findings into practical, long-term solutions that strengthen the overall control environment.